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700; font-size: 13px; }\n.fin-compare-link:hover { text-decoration: underline; }\n\n\/* \u2500\u2500 \uc548\ub0b4 \ucf58\ud150\uce20 \u2500\u2500 *\/\n.fin-content-title { font-size: 24px; font-weight: 900; letter-spacing: -.04em; margin-bottom: 14px; }\n.fin-content h3 { font-size: 19px; font-weight: 800; margin: 22px 0 10px; letter-spacing: -.03em; }\n.fin-content p { font-size: 16px; color: #374151; margin-bottom: 14px; }\n.fin-content ul { padding-left: 20px; }\n.fin-content li { font-size: 16px; color: #374151; margin-bottom: 8px; }\n.fin-callout {\n  background: #f0f7ff; border-left: 5px solid var(--primary);\n  padding: 14px 18px; border-radius: 0 14px 14px 0; margin: 16px 0;\n  font-size: 15px; color: #1e3a6e;\n}\n.fin-callout strong { color: var(--primary); }\n\n\/* \u2500\u2500 FAQ \u2500\u2500 *\/\n.fin-faq-title { font-size: 24px; font-weight: 900; letter-spacing: -.04em; margin-bottom: 16px; }\n.fin-faq details {\n  border: 1.5px solid var(--line); border-radius: 14px;\n  overflow: hidden; margin-bottom: 8px; background: #fff;\n}\n.fin-faq details[open] { border-color: var(--primary-mid); }\n.fin-faq summary {\n  cursor: pointer; list-style: none; padding: 17px 18px;\n  font-size: 16px; font-weight: 800; color: var(--text);\n  display: flex; justify-content: space-between; align-items: center; gap: 10px;\n}\n.fin-faq summary::-webkit-details-marker { display: none; }\n.fin-faq summary::after { content: '\uff0b'; font-size: 18px; color: var(--primary); flex-shrink: 0; }\n.fin-faq details[open] summary::after { content: '\uff0d'; }\n.fin-faq .ans { padding: 0 18px 18px; font-size: 15px; color: #455064; line-height: 1.75; }\n\n\/* \u2500\u2500 \ud558\ub2e8 \uadf8\ub9ac\ub4dc \u2500\u2500 *\/\n.fin-bottom-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-top: 18px; }\n.fin-bottom-grid a {\n  background: linear-gradient(135deg, var(--primary), var(--accent));\n  color: #fff; border-radius: 14px; padding: 16px 12px;\n  text-align: center; font-size: 14px; font-weight: 800;\n  transition: transform .15s, box-shadow .15s;\n}\n.fin-bottom-grid a:hover { transform: translateY(-2px); box-shadow: 0 6px 18px rgba(31,94,255,.2); }\n\n\/* \u2500\u2500 \uc0ac\uc774\ub4dc\ubc14 \u2500\u2500 *\/\n.fin-side .sticky { position: sticky; top: 68px; }\n.fin-side-box {\n  background: #fff; border: 1.5px solid var(--line); border-radius: 18px;\n  box-shadow: var(--shadow); overflow: hidden; margin-bottom: 16px;\n}\n.fin-side-head {\n  font-size: 12px; font-weight: 800; color: var(--muted); letter-spacing: .1em;\n  text-transform: uppercase; padding: 11px 16px; border-bottom: 1px solid var(--line);\n  background: #fafbfd;\n}\n.fin-side-links a {\n  display: flex; align-items: center; gap: 8px;\n  padding: 13px 16px; border-bottom: 1px solid #f0f4fb;\n  font-size: 14px; font-weight: 700; color: #1f2937;\n  transition: background .1s, color .1s;\n}\n.fin-side-links a:last-child { border-bottom: none; }\n.fin-side-links a:hover { background: var(--primary-soft); color: var(--primary); }\n.fin-side-links .tag {\n  margin-left: auto; font-size: 10px; font-weight: 800;\n  background: #fff0f0; color: #dc2626; border-radius: 999px; padding: 2px 7px;\n}\n\n\/* \u2500\u2500 \ube60\ub978 \uacc4\uc0b0\uae30 \uc0ac\uc774\ub4dc\ubc14 \u2500\u2500 *\/\n.fin-quick { padding: 16px; }\n.fin-quick-title { font-size: 14px; font-weight: 800; color: var(--text); margin-bottom: 14px; }\n.fin-quick-field { margin-bottom: 12px; }\n.fin-quick-label { font-size: 12px; font-weight: 700; color: var(--sub); margin-bottom: 5px; display: block; }\n.fin-quick-input {\n  width: 100%; height: 42px; border: 1.5px solid #d1ddf0; border-radius: 10px;\n  padding: 0 12px; font-size: 14px; font-weight: 700; color: var(--text);\n  outline: none; background: #fff;\n}\n.fin-quick-input:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(31,94,255,.1); }\n.fin-quick-btn {\n  width: 100%; height: 42px; border: 0; border-radius: 10px;\n  background: var(--primary); color: #fff; font-size: 14px; font-weight: 800;\n  cursor: pointer; margin-top: 4px; transition: background .15s;\n}\n.fin-quick-btn:hover { background: var(--primary-dark); }\n.fin-quick-result { margin-top: 12px; padding: 12px; background: var(--primary-soft); border-radius: 10px; display: none; }\n.fin-quick-result.show { display: block; }\n.fin-quick-result-label { font-size: 11px; font-weight: 800; color: var(--primary); letter-spacing: .08em; text-transform: uppercase; }\n.fin-quick-result-val { font-size: 22px; font-weight: 900; color: var(--primary); letter-spacing: -.04em; margin-top: 2px; }\n\n\/* \u2500\u2500 \ubc18\uc751\ud615 \u2500\u2500 *\/\n@media (max-width: 1060px) {\n  .fin-layout { grid-template-columns: 1fr; }\n  .fin-side { display: none; }\n}\n@media (max-width: 820px) {\n  .fin-hero-grid { grid-template-columns: 1fr; }\n  .fin-hero { padding: 28px 22px 24px; }\n  .fin-hero h1 { font-size: 32px; }\n  .fin-hero-box { display: none; }\n  .fin-stats { grid-template-columns: repeat(2, 1fr); }\n  .fin-stat:nth-child(2) { border-right: none; }\n  .fin-stat:nth-child(3) { border-top: 1px solid var(--line); }\n  .fin-stat:nth-child(4) { border-top: 1px solid var(--line); }\n}\n@media (max-width: 600px) {\n  .fin-grid { grid-template-columns: 1fr; }\n  .fin-bottom-grid { grid-template-columns: repeat(2, 1fr); }\n  .fin-card { padding: 18px; }\n  .fin-hero h1 { font-size: 28px; }\n  .fin-tools-header h2 { font-size: 22px; }\n}\n<\/style>\n\n<div class=\"fin-wrap\">\n\n  <!-- \uc0c1\ub2e8 \ud5e4\ub354 -->\n  <header class=\"fin-top\">\n    <div class=\"fin-top-inner\">\n      <a href=\"\/\" class=\"fin-logo\">Calc<em>Hub<\/em><\/a>\n      <div class=\"fin-top-right\">\n        <span class=\"fin-top-tag\">\ubb34\ub8cc \uae08\uc735 \uacc4\uc0b0\uae30<\/span>\n        <span class=\"fin-top-tag\">\ubaa8\ubc14\uc77c \ucd5c\uc801\ud654<\/span>\n      <\/div>\n    <\/div>\n  <\/header>\n\n  <!-- \ud0ed \uba54\ub274 -->\n  <nav class=\"fin-tabs-wrap\" aria-label=\"\uae08\uc735 \uacc4\uc0b0\uae30 \uba54\ub274\">\n    <div class=\"fin-tabs\">\n      <a href=\"\/finance\/\" class=\"fin-tab active\">\ud83d\udcb0 \uae08\uc735 \ud648<\/a>\n      <a href=\"\/finance\/loan-calculator\/\" class=\"fin-tab\">\ud83d\udcca \ub300\ucd9c \uacc4\uc0b0\uae30<\/a>\n      <a href=\"\/finance\/interest-calculator\/\" class=\"fin-tab\">\ud83d\udcb5 \uc774\uc790 \uacc4\uc0b0\uae30<\/a>\n      <a href=\"\/finance\/compound-interest-calculator\/\" class=\"fin-tab\">\ud83d\udcc8 \ubcf5\ub9ac \uacc4\uc0b0\uae30<\/a>\n      <a href=\"\/finance\/savings-calculator\/\" class=\"fin-tab\">\ud83c\udfe6 \uc801\uae08 \uacc4\uc0b0\uae30<\/a>\n      <a href=\"\/finance\/investment-return-calculator\/\" class=\"fin-tab\">\ud83d\udcbc \ud22c\uc790 \uc218\uc775 \uacc4\uc0b0\uae30<\/a>\n      <a href=\"\/finance\/pension-calculator\/\" class=\"fin-tab\">\ud83c\udfaf \uc5f0\uae08 \uacc4\uc0b0\uae30<\/a>\n      <a href=\"\/finance\/card-installment-calculator\/\" class=\"fin-tab\">\ud83d\udcb3 \uce74\ub4dc \ud560\ubd80 \uacc4\uc0b0\uae30<\/a>\n    <\/div>\n  <\/nav>\n\n  <div class=\"fin-con\">\n\n    <!-- \ube75\uac00\ub8e8 -->\n    <nav class=\"fin-bc\" aria-label=\"breadcrumb\">\n      <a href=\"\/\">\ud648<\/a> <a href=\"\/\">\ud648<\/a> &gt; <a href=\"\/\">\uacc4\uc0b0\uae30<\/a> &gt; <strong>\uae08\uc735 \uacc4\uc0b0\uae30<\/strong>gt; <strong>\uae08\uc735 \uacc4\uc0b0\uae30<\/strong>\n    <\/nav>\n\n    <!-- \ud788\uc5b4\ub85c -->\n    <section class=\"fin-hero\" aria-labelledby=\"hero-title\">\n      <div class=\"fin-hero-grid\">\n        <div>\n          <h1 id=\"hero-title\"><span>\ubb34\ub8cc<\/span> \uae08\uc735 \uacc4\uc0b0\uae30<br>\ubaa8\uc74c<\/h1>\n          <p class=\"fin-hero-desc\">\ub300\ucd9c\u00b7\uc774\uc790\u00b7\ubcf5\ub9ac\u00b7\uc801\uae08\u00b7\ud22c\uc790\u00b7\uc5f0\uae08\u00b7\uce74\ub4dc\ud560\ubd80\uae4c\uc9c0<br>\ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ubc14\ub85c \uacc4\uc0b0\ud558\uc138\uc694.<\/p>\n          <div class=\"fin-hero-pills\">\n            <span class=\"fin-pill\">\u26a1 \uc989\uc2dc \uacc4\uc0b0<\/span>\n            <span class=\"fin-pill\">\ud83d\udcf1 \ubaa8\ubc14\uc77c \ucd5c\uc801\ud654<\/span>\n            <span class=\"fin-pill\">\ud83d\udd12 \uac00\uc785 \ubd88\ud544\uc694<\/span>\n            <span class=\"fin-pill\">\ud83d\udcaf \uc644\uc804 \ubb34\ub8cc<\/span>\n          <\/div>\n        <\/div>\n        <div>\n          <div class=\"fin-hero-box\">\n            <div class=\"fin-hero-box-title\">\ud83d\udd25 \uac00\uc7a5 \ub9ce\uc774 \ucc3e\ub294 \uacc4\uc0b0\uae30<\/div>\n            <div class=\"fin-hero-box-desc\">\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c, \uc2e0\uc6a9\ub300\ucd9c, \uc804\uc138\ub300\ucd9c \ub4f1<br>\uc6d4 \ub0a9\uc785\uae08\uc744 \ubc14\ub85c \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/div>\n            <a href=\"\/finance\/loan-calculator\/\" class=\"fin-hero-cta\">\ud83d\udcca \ub300\ucd9c \uacc4\uc0b0\uae30 \ubc14\ub85c\uac00\uae30<\/a>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n\n    <!-- \uc0c1\ub2e8 \uad11\uace0 (728x90 \/ \ubc18\uc751\ud615) -->\n    <div class=\"fin-ad-wrap\" style=\"margin: 18px 0 22px; text-align: center;\">\n      <div class=\"fin-ad-label\">\uad11\uace0<\/div>\n      <ins class=\"adsbygoogle\"\n           style=\"display:block\"\n           data-ad-client=\"ca-pub-9333078688270478\"\n           data-ad-slot=\"2135520075\"\n           data-ad-format=\"horizontal\"\n           data-full-width-responsive=\"true\"><\/ins>\n    <\/div>\n\n    <!-- \ud1b5\uacc4 \ubc30\ub108 -->\n    <div class=\"fin-stats\" role=\"region\" aria-label=\"\uc11c\ube44\uc2a4 \ud604\ud669\">\n      <div class=\"fin-stat\">\n        <div class=\"fin-stat-num\">7\uc885<\/div>\n        <div class=\"fin-stat-label\">\uae08\uc735 \uacc4\uc0b0\uae30<\/div>\n      <\/div>\n      <div class=\"fin-stat\">\n        <div class=\"fin-stat-num\">\ubb34\ub8cc<\/div>\n        <div class=\"fin-stat-label\">\uac00\uc785 \uc5c6\uc774 \uc774\uc6a9<\/div>\n      <\/div>\n      <div class=\"fin-stat\">\n        <div class=\"fin-stat-num\">\uc989\uc2dc<\/div>\n        <div class=\"fin-stat-label\">\ud074\ub9ad \uc989\uc2dc \uacb0\uacfc<\/div>\n      <\/div>\n      <div class=\"fin-stat\">\n        <div class=\"fin-stat-num\">100%<\/div>\n        <div class=\"fin-stat-label\">\ubaa8\ubc14\uc77c \ucd5c\uc801\ud654<\/div>\n      <\/div>\n    <\/div>\n\n    <!-- \ubcf8\ubb38 \ub808\uc774\uc544\uc6c3 -->\n    <div class=\"fin-layout\" style=\"margin-top:20px;\">\n\n      <main class=\"fin-main\">\n\n        <!-- \uacc4\uc0b0\uae30 \ubaa9\ub85d -->\n        <section class=\"fin-card\" aria-labelledby=\"tools-title\">\n          <div class=\"fin-tools-header\">\n            <h2 id=\"tools-title\">\uae08\uc735 \uacc4\uc0b0\uae30 \ubc14\ub85c\uac00\uae30<\/h2>\n            <p>\uac01 \uacc4\uc0b0\uae30\ub294 \ub3c5\ub9bd\ub41c URL\ub85c \uc6b4\uc601\ub429\ub2c8\ub2e4. \uc544\ub798 \uce74\ub4dc\ub97c \ud074\ub9ad\ud558\uba74 \ud574\ub2f9 \uacc4\uc0b0\uae30\ub85c \ubc14\ub85c \uc774\ub3d9\ud569\ub2c8\ub2e4.<\/p>\n          <\/div>\n\n          <div class=\"fin-grid\">\n\n            <!-- \ub300\ucd9c \uacc4\uc0b0\uae30 -->\n            <article class=\"fin-tool\">\n              <div class=\"fin-tool-top\">\n                <div class=\"fin-tool-icon\">\ud83d\udcca<\/div>\n                <span class=\"fin-badge badge-hot\">\ud83d\udd25 \uc778\uae30 1\uc704<\/span>\n              <\/div>\n              <h3>\ub300\ucd9c \uacc4\uc0b0\uae30<\/h3>\n              <p class=\"fin-tool-desc\">\uc6d0\ub9ac\uae08\uade0\ub4f1\uc0c1\ud658 \uae30\uc900\uc73c\ub85c \uc6d4 \ub0a9\uc785\uae08, \ucd1d \ub0a9\uc785\uae08, \ucd1d \uc774\uc790\ub97c \uacc4\uc0b0\ud569\ub2c8\ub2e4. \uc6d4\ubcc4 \uc0c1\ud658 \uc2a4\ucf00\uc904\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n              <div class=\"fin-tool-features\">\n                <span class=\"fin-feature-tag\">\uc6d4 \ub0a9\uc785\uae08<\/span>\n                <span class=\"fin-feature-tag\">\ucd1d \uc774\uc790<\/span>\n                <span class=\"fin-feature-tag\">\uc0c1\ud658 \uc2a4\ucf00\uc904<\/span>\n              <\/div>\n              <div class=\"fin-tool-actions\">\n                <a href=\"\/finance\/loan-calculator\/\" class=\"fin-btn-primary\">\uacc4\uc0b0\ud558\uae30<\/a>\n                <a href=\"\/finance\/loan-calculator\/#faq\" class=\"fin-btn-ghost\">FAQ<\/a>\n              <\/div>\n            <\/article>\n\n            <!-- \uc774\uc790 \uacc4\uc0b0\uae30 -->\n            <article class=\"fin-tool\">\n              <div class=\"fin-tool-top\">\n                <div class=\"fin-tool-icon\">\ud83d\udcb5<\/div>\n                <span class=\"fin-badge badge-popular\">\ub2e8\ub9ac \uacc4\uc0b0<\/span>\n              <\/div>\n              <h3>\uc774\uc790 \uacc4\uc0b0\uae30<\/h3>\n              <p class=\"fin-tool-desc\">\uc6d0\uae08\u00b7\uc5f0\uc774\uc790\uc728\u00b7\uae30\uac04\uc744 \uc785\ub825\ud558\uba74 \ub2e8\ub9ac \uae30\uc900 \ucd1d \uc774\uc790\uc640 \ub9cc\uae30 \ucd1d \uae08\uc561\uc744 \ubc14\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n              <div class=\"fin-tool-features\">\n                <span class=\"fin-feature-tag\">\ub2e8\ub9ac \uc774\uc790<\/span>\n                <span class=\"fin-feature-tag\">\ub9cc\uae30 \uae08\uc561<\/span>\n                <span class=\"fin-feature-tag\">\uc138\uc804 \uae30\uc900<\/span>\n              <\/div>\n              <div class=\"fin-tool-actions\">\n                <a href=\"\/finance\/interest-calculator\/\" class=\"fin-btn-primary\">\uacc4\uc0b0\ud558\uae30<\/a>\n                <a href=\"\/finance\/interest-calculator\/#faq\" class=\"fin-btn-ghost\">FAQ<\/a>\n              <\/div>\n            <\/article>\n\n            <!-- \ubcf5\ub9ac \uacc4\uc0b0\uae30 -->\n            <article class=\"fin-tool\">\n              <div class=\"fin-tool-top\">\n                <div class=\"fin-tool-icon\">\ud83d\udcc8<\/div>\n                <span class=\"fin-badge badge-new\">\uac80\uc0c9 \uc218\uc694 \ub192\uc74c<\/span>\n              <\/div>\n              <h3>\ubcf5\ub9ac \uacc4\uc0b0\uae30<\/h3>\n              <p class=\"fin-tool-desc\">\uc6d0\uae08\u00b7\uc774\uc728\u00b7\uae30\uac04\u00b7\ubcf5\ub9ac \uc8fc\uae30\ub97c \uc785\ub825\ud574 \ucd5c\uc885 \uae08\uc561, \uc218\uc775\ub960, 72\ubc95\uce59 \uae30\ubc18 \uc6d0\uae08 2\ubc30 \uc2dc\uc810\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n              <div class=\"fin-tool-features\">\n                <span class=\"fin-feature-tag\">\uc6d4\/\uc5f0 \ubcf5\ub9ac<\/span>\n                <span class=\"fin-feature-tag\">72\ubc95\uce59<\/span>\n                <span class=\"fin-feature-tag\">\uc218\uc775\ub960<\/span>\n              <\/div>\n              <div class=\"fin-tool-actions\">\n                <a href=\"\/finance\/compound-interest-calculator\/\" class=\"fin-btn-primary\">\uacc4\uc0b0\ud558\uae30<\/a>\n                <a href=\"\/finance\/compound-interest-calculator\/#guide\" class=\"fin-btn-ghost\">\ud65c\uc6a9\ubc95<\/a>\n              <\/div>\n            <\/article>\n\n            <!-- \uc801\uae08 \uacc4\uc0b0\uae30 -->\n            <article class=\"fin-tool\">\n              <div class=\"fin-tool-top\">\n                <div class=\"fin-tool-icon\">\ud83c\udfe6<\/div>\n                <span class=\"fin-badge badge-popular\">\uc138\ud6c4 \uacc4\uc0b0 \ud3ec\ud568<\/span>\n              <\/div>\n              <h3>\uc801\uae08 \uacc4\uc0b0\uae30<\/h3>\n              <p class=\"fin-tool-desc\">\uc6d4 \ub0a9\uc785\uae08\u00b7\uae30\uac04\u00b7\uae08\ub9ac \uae30\uc900\uc73c\ub85c \ub9cc\uae30 \uc218\ub839\uc561\uacfc \uc774\uc790\uc18c\ub4dd\uc138(15.4%) \ubc18\uc601 \uc138\ud6c4 \uae08\uc561\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\n              <div class=\"fin-tool-features\">\n                <span class=\"fin-feature-tag\">\uc138\uc804\u00b7\uc138\ud6c4<\/span>\n                <span class=\"fin-feature-tag\">\uc774\uc790\uc18c\ub4dd\uc138<\/span>\n                <span class=\"fin-feature-tag\">\ub9cc\uae30 \uae08\uc561<\/span>\n              <\/div>\n              <div class=\"fin-tool-actions\">\n                <a href=\"\/finance\/savings-calculator\/\" class=\"fin-btn-primary\">\uacc4\uc0b0\ud558\uae30<\/a>\n                <a href=\"\/finance\/savings-calculator\/#faq\" class=\"fin-btn-ghost\">\uc808\uc138 \ud301<\/a>\n              <\/div>\n            <\/article>\n\n            <!-- \ud22c\uc790 \uc218\uc775 \uacc4\uc0b0\uae30 -->\n            <article class=\"fin-tool\">\n              <div class=\"fin-tool-top\">\n                <div class=\"fin-tool-icon\">\ud83d\udcbc<\/div>\n                <span class=\"fin-badge badge-smart\">\uc7a5\uae30 \ud22c\uc790<\/span>\n              <\/div>\n              <h3>\ud22c\uc790 \uc218\uc775 \uacc4\uc0b0\uae30<\/h3>\n              <p class=\"fin-tool-desc\">\ucd08\uae30 \ud22c\uc790\uae08\uacfc \uc6d4 \ucd94\uac00 \ud22c\uc790\uae08, \uc5f0 \uc218\uc775\ub960\uc744 \uc785\ub825\ud558\uba74 \uc7a5\uae30 \ubcf5\ub9ac \uc131\uacfc\uc640 \ucd1d \uc218\uc775\ub960\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n              <div class=\"fin-tool-features\">\n                <span class=\"fin-feature-tag\">\ucd08\uae30 \ud22c\uc790\uae08<\/span>\n                <span class=\"fin-feature-tag\">\uc6d4 \ucd94\uac00 \ud22c\uc790<\/span>\n                <span class=\"fin-feature-tag\">\ucd1d \uc218\uc775\ub960<\/span>\n              <\/div>\n              <div class=\"fin-tool-actions\">\n                <a href=\"\/finance\/investment-return-calculator\/\" class=\"fin-btn-primary\">\uacc4\uc0b0\ud558\uae30<\/a>\n                <a href=\"\/finance\/investment-return-calculator\/#guide\" class=\"fin-btn-ghost\">\ud65c\uc6a9 \ud301<\/a>\n              <\/div>\n            <\/article>\n\n            <!-- \uc5f0\uae08 \uacc4\uc0b0\uae30 -->\n            <article class=\"fin-tool\">\n              <div class=\"fin-tool-top\">\n                <div class=\"fin-tool-icon\">\ud83c\udfaf<\/div>\n                <span class=\"fin-badge badge-popular\">\ub178\ud6c4 \uc900\ube44<\/span>\n              <\/div>\n              <h3>\uc5f0\uae08 \uacc4\uc0b0\uae30<\/h3>\n              <p class=\"fin-tool-desc\">\uc6d4 \ub0a9\uc785\uae08\u00b7\uc218\uc775\ub960\u00b7\ub0a9\uc785 \uae30\uac04\uc744 \uae30\uc900\uc73c\ub85c \uc740\ud1f4 \uc2dc\uc810 \uc608\uc0c1 \uc5f0\uae08 \uc790\uc0b0\uacfc \ucd1d \uc218\uc775, \uc5f0\ub3c4\ubcc4 \uc2a4\ucf00\uc904\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\n              <div class=\"fin-tool-features\">\n                <span class=\"fin-feature-tag\">IRP\u00b7\uc5f0\uae08\uc800\ucd95<\/span>\n                <span class=\"fin-feature-tag\">\uc7a5\uae30 \ubcf5\ub9ac<\/span>\n                <span class=\"fin-feature-tag\">\uc801\ub9bd \uc2a4\ucf00\uc904<\/span>\n              <\/div>\n              <div class=\"fin-tool-actions\">\n                <a href=\"\/finance\/pension-calculator\/\" class=\"fin-btn-primary\">\uacc4\uc0b0\ud558\uae30<\/a>\n                <a href=\"\/finance\/pension-calculator\/#faq\" class=\"fin-btn-ghost\">FAQ<\/a>\n              <\/div>\n            <\/article>\n\n            <!-- \uce74\ub4dc \ud560\ubd80 \uacc4\uc0b0\uae30 -->\n            <article class=\"fin-tool\">\n              <div class=\"fin-tool-top\">\n                <div class=\"fin-tool-icon\">\ud83d\udcb3<\/div>\n                <span class=\"fin-badge badge-new\">\uc218\uc218\ub8cc \ube44\uad50<\/span>\n              <\/div>\n              <h3>\uce74\ub4dc \ud560\ubd80 \uacc4\uc0b0\uae30<\/h3>\n              <p class=\"fin-tool-desc\">\uad6c\ub9e4 \uae08\uc561\u00b7\ud560\ubd80 \uac1c\uc6d4 \uc218\u00b7\uc218\uc218\ub8cc\uc728\uc744 \uc785\ub825\ud558\uba74 \ud68c\ucc28\ubcc4 \ub0a9\ubd80\uc561\uacfc \ucd1d \uc218\uc218\ub8cc, \uc2e4\uc9c8 \uc5f0\uc774\uc728(APR)\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\n              <div class=\"fin-tool-features\">\n                <span class=\"fin-feature-tag\">\ubb34\uc774\uc790 \ube44\uad50<\/span>\n                <span class=\"fin-feature-tag\">APR \ud655\uc778<\/span>\n                <span class=\"fin-feature-tag\">\ud68c\ucc28\ubcc4 \ub0a9\ubd80<\/span>\n              <\/div>\n              <div class=\"fin-tool-actions\">\n                <a href=\"\/finance\/card-installment-calculator\/\" class=\"fin-btn-primary\">\uacc4\uc0b0\ud558\uae30<\/a>\n                <a href=\"\/finance\/card-installment-calculator\/#faq\" class=\"fin-btn-ghost\">\uc218\uc218\ub8cc \ud655\uc778<\/a>\n              <\/div>\n            <\/article>\n\n          <\/div><!-- \/fin-grid -->\n        <\/section>\n\n        <!-- \ubcf8\ubb38 \uc911\uac04 \uad11\uace0 (\uc778\ud53c\ub4dc) -->\n        <div class=\"fin-ad-wrap\" style=\"text-align:center; padding:4px 0;\">\n          <div class=\"fin-ad-label\">\uad11\uace0<\/div>\n          <ins class=\"adsbygoogle\"\n               style=\"display:block\"\n               data-ad-layout=\"in-article\"\n               data-ad-format=\"fluid\"\n               data-ad-client=\"ca-pub-9333078688270478\"\n               data-ad-slot=\"5631911954\"><\/ins>\n        <\/div>\n\n        <!-- \uacc4\uc0b0\uae30 \ube44\uad50 \ud14c\uc774\ube14 -->\n        <section class=\"fin-card\" aria-labelledby=\"compare-title\">\n          <h2 class=\"fin-compare-title\" id=\"compare-title\">\ud83d\udccb \uc5b4\ub5a4 \uacc4\uc0b0\uae30\ub97c \uc368\uc57c \ud560\uae4c\uc694?<\/h2>\n          <div style=\"overflow-x:auto;\">\n            <table class=\"fin-compare-table\">\n              <thead>\n                <tr>\n                  <th>\uc0c1\ud669<\/th>\n                  <th>\ucd94\ucc9c \uacc4\uc0b0\uae30<\/th>\n                  <th>\ub2e8\ub9ac<\/th>\n                  <th>\ubcf5\ub9ac<\/th>\n                  <th>\uc2a4\ucf00\uc904<\/th>\n                  <th>\uc138\ud6c4 \uacc4\uc0b0<\/th>\n                  <th>\ubc14\ub85c\uac00\uae30<\/th>\n                <\/tr>\n              <\/thead>\n              <tbody>\n                <tr>\n                  <td>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\u00b7\uc2e0\uc6a9\ub300\ucd9c \uc0c1\ud658\uae08 \ud655\uc778<\/td>\n                  <td>\ub300\ucd9c \uacc4\uc0b0\uae30<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td><a href=\"\/finance\/loan-calculator\/\" class=\"fin-compare-link\">\uc774\ub3d9 \u2192<\/a><\/td>\n                <\/tr>\n                <tr>\n                  <td>\uc608\uae08\u00b7\ub2e8\uae30 \uc0c1\ud488 \uc774\uc790 \ub2e8\uc21c \ube44\uad50<\/td>\n                  <td>\uc774\uc790 \uacc4\uc0b0\uae30<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td><a href=\"\/finance\/interest-calculator\/\" class=\"fin-compare-link\">\uc774\ub3d9 \u2192<\/a><\/td>\n                <\/tr>\n                <tr>\n                  <td>\uc7a5\uae30 \uc6d0\uae08 \ubd88\ub9ac\uae30, 72\ubc95\uce59 \ud655\uc778<\/td>\n                  <td>\ubcf5\ub9ac \uacc4\uc0b0\uae30<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td><a href=\"\/finance\/compound-interest-calculator\/\" class=\"fin-compare-link\">\uc774\ub3d9 \u2192<\/a><\/td>\n                <\/tr>\n                <tr>\n                  <td>\uc801\uae08 \ub9cc\uae30 \uc218\ub839\uc561, \uc138\ud6c4 \uae08\uc561 \ud655\uc778<\/td>\n                  <td>\uc801\uae08 \uacc4\uc0b0\uae30<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td><a href=\"\/finance\/savings-calculator\/\" class=\"fin-compare-link\">\uc774\ub3d9 \u2192<\/a><\/td>\n                <\/tr>\n                <tr>\n                  <td>ETF\u00b7\uc8fc\uc2dd \uc7a5\uae30 \ud22c\uc790 \uc218\uc775 \uc2dc\ubbac\ub808\uc774\uc158<\/td>\n                  <td>\ud22c\uc790 \uc218\uc775 \uacc4\uc0b0\uae30<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td><a href=\"\/finance\/investment-return-calculator\/\" class=\"fin-compare-link\">\uc774\ub3d9 \u2192<\/a><\/td>\n                <\/tr>\n                <tr>\n                  <td>IRP\u00b7\uc5f0\uae08\uc800\ucd95 \uc740\ud1f4 \uc790\uc0b0 \uc608\uce21<\/td>\n                  <td>\uc5f0\uae08 \uacc4\uc0b0\uae30<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td><a href=\"\/finance\/pension-calculator\/\" class=\"fin-compare-link\">\uc774\ub3d9 \u2192<\/a><\/td>\n                <\/tr>\n                <tr>\n                  <td>\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc218\uc218\ub8cc, APR \ud655\uc778<\/td>\n                  <td>\uce74\ub4dc \ud560\ubd80 \uacc4\uc0b0\uae30<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td class=\"fin-check\">\u2713<\/td>\n                  <td class=\"fin-dash\">\u2014<\/td>\n                  <td><a href=\"\/finance\/card-installment-calculator\/\" class=\"fin-compare-link\">\uc774\ub3d9 \u2192<\/a><\/td>\n                <\/tr>\n              <\/tbody>\n            <\/table>\n          <\/div>\n        <\/section>\n\n        <!-- SEO \ubcf8\ubb38 \ucf58\ud150\uce20 -->\n        <section class=\"fin-card fin-content\" id=\"guide\" aria-labelledby=\"guide-title\">\n          <h2 class=\"fin-content-title\" id=\"guide-title\">\uae08\uc735 \uacc4\uc0b0\uae30, \uc65c \ubbf8\ub9ac \uacc4\uc0b0\ud574\uc57c \ud560\uae4c\uc694?<\/h2>\n          <p>\uae08\uc735 \uc0c1\ud488\uc740 \uae08\ub9ac, \uae30\uac04, \uc0c1\ud658 \ubc29\uc2dd\uc5d0 \ub530\ub77c \uc2e4\uc81c \ube44\uc6a9\uc774 \ud06c\uac8c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 3\uc5b5 \uc6d0 \ub300\ucd9c\uc744 30\ub144\uacfc 20\ub144\uc73c\ub85c \ube44\uad50\ud558\uba74 \ucd1d \uc774\uc790 \ucc28\uc774\uac00 \uc218\ucc9c\ub9cc \uc6d0\uc5d0 \ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc0b0\uae30\ub97c \ud1b5\ud574 \uc0ac\uc804\uc5d0 \ube44\uc6a9\uc744 \ud30c\uc545\ud558\uba74 \ub354 \ub098\uc740 \uae08\uc735 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n          <h3>\ub2e8\ub9ac vs \ubcf5\ub9ac, \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/h3>\n          <p>\ub2e8\ub9ac\ub294 \uc6d0\uae08\uc5d0\ub9cc \uc774\uc790\uac00 \ubd99\ub294 \ubc29\uc2dd\uc73c\ub85c \uacc4\uc0b0\uc774 \ub2e8\uc21c\ud569\ub2c8\ub2e4. \ubcf5\ub9ac\ub294 \uc774\uc790\uc5d0\ub3c4 \uc774\uc790\uac00 \ubd99\ub294 \ubc29\uc2dd\uc73c\ub85c, \uae30\uac04\uc774 \uae38\uc5b4\uc9c8\uc218\ub85d \uadf8 \ucc28\uc774\uac00 \uadf9\uc801\uc73c\ub85c \ucee4\uc9d1\ub2c8\ub2e4. \uc774 \uc0ac\uc774\ud2b8\uc758 <a href=\"\/finance\/interest-calculator\/\" style=\"color:var(--primary);font-weight:700;\">\uc774\uc790 \uacc4\uc0b0\uae30<\/a>\ub294 \ub2e8\ub9ac \uae30\uc900, <a href=\"\/finance\/compound-interest-calculator\/\" style=\"color:var(--primary);font-weight:700;\">\ubcf5\ub9ac \uacc4\uc0b0\uae30<\/a>\ub294 \ubcf5\ub9ac \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n          <div class=\"fin-callout\">\n            <strong>72\ubc95\uce59:<\/strong> \uc6d0\uae08\uc774 2\ubc30\uac00 \ub418\ub294 \uae30\uac04\uc744 \ube60\ub974\uac8c \uacc4\uc0b0\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. 72 \u00f7 \uc5f0 \uc218\uc775\ub960(%) = \uc6d0\uae08 2\ubc30 \uae30\uac04(\ub144). \uc608: \uc5f0 6% \uc218\uc775\ub960\uc774\uba74 72 \u00f7 6 = 12\ub144 \ub9cc\uc5d0 \uc6d0\uae08\uc774 2\ubc30\uac00 \ub429\ub2c8\ub2e4.\n          <\/div>\n\n          <h3>\uc801\uae08\uacfc \ud22c\uc790, \uc5b4\ub5bb\uac8c \ube44\uad50\ud558\ub098\uc694?<\/h3>\n          <p>\uc801\uae08\uc740 \ud655\uc815 \uae08\ub9ac\uc5d0 \uc6d0\uae08 \ubcf4\uc7a5\uc774 \uc7a5\uc810\uc785\ub2c8\ub2e4. \ud22c\uc790\ub294 \ub354 \ub192\uc740 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc \ubcc0\ub3d9\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub450 \uacbd\uc6b0 \ubaa8\ub450 \uc774 \uacc4\uc0b0\uae30\ub97c \ud1b5\ud574 \uc608\uc0c1 \uacb0\uacfc\ub97c \ube44\uad50\ud55c \ub4a4 \uacb0\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n          <h3>\uc5f0\uae08, \uc9c0\uae08 \uc2dc\uc791\ud558\uc9c0 \uc54a\uc73c\uba74 \uc190\ud574\uc778 \uc774\uc720<\/h3>\n          <p>\uc5f0\uae08\uc740 \uc2dc\uc791 \uc2dc\uc810\uc774 \ube60\ub97c\uc218\ub85d \ubcf5\ub9ac \ud6a8\uacfc\uac00 \uadf9\ub300\ud654\ub429\ub2c8\ub2e4. 30\uc138\uc5d0 \uc6d4 30\ub9cc \uc6d0\uc529 30\ub144 \ub0a9\uc785\ud558\ub294 \uac83\uacfc 40\uc138\uc5d0 \uc6d4 60\ub9cc \uc6d0\uc529 20\ub144 \ub0a9\uc785\ud558\ub294 \uac83\uc740 \ucd1d \ub0a9\uc785\uae08\uc774 \uac19\uc544\ub3c4 \uc740\ud1f4 \uc790\uc0b0\uc5d0\uc11c \ud070 \ucc28\uc774\uac00 \ub0a9\ub2c8\ub2e4. <a href=\"\/finance\/pension-calculator\/\" style=\"color:var(--primary);font-weight:700;\">\uc5f0\uae08 \uacc4\uc0b0\uae30<\/a>\ub85c \uc9c1\uc811 \ube44\uad50\ud574\ubcf4\uc138\uc694.<\/p>\n\n          <h3>\uce74\ub4dc \ud560\ubd80, \ubb34\uc774\uc790\uac00 \ud56d\uc0c1 \uc720\ub9ac\ud55c\uac00\uc694?<\/h3>\n          <p>\ubb34\uc774\uc790 \ud560\ubd80\ub294 \uc218\uc218\ub8cc \uc5c6\uc774 \ub098\ub204\uc5b4 \ub0bc \uc218 \uc788\uc5b4 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc720\uc774\uc790 \ud560\ubd80\ub294 APR \uae30\uc900\uc73c\ub85c \uc2e4\uc9c8 \ube44\uc6a9\uc774 \uc0c1\ub2f9\ud788 \ub192\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"\/finance\/card-installment-calculator\/\" style=\"color:var(--primary);font-weight:700;\">\uce74\ub4dc \ud560\ubd80 \uacc4\uc0b0\uae30<\/a>\ub85c \uc2e4\uc9c8 \uc218\uc218\ub8cc\ub97c \uba3c\uc800 \ud655\uc778\ud558\uc138\uc694.<\/p>\n        <\/section>\n\n        <!-- \uc790\ub3d9\ud654 \uad11\uace0 (\uc911\uac04) -->\n        <div class=\"fin-ad-wrap\" style=\"text-align:center; padding:4px 0;\">\n          <div class=\"fin-ad-label\">\uad11\uace0<\/div>\n          <ins class=\"adsbygoogle\"\n               style=\"display:block\"\n               data-ad-format=\"autorelaxed\"\n               data-ad-client=\"ca-pub-9333078688270478\"\n               data-ad-slot=\"9989959361\"><\/ins>\n        <\/div>\n\n        <!-- FAQ -->\n        <section class=\"fin-card fin-faq\" id=\"faq\" aria-labelledby=\"faq-title\">\n          <h2 class=\"fin-faq-title\" id=\"faq-title\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n\n          <details open>\n            <summary>\ub300\ucd9c \uacc4\uc0b0\uae30\ub85c \ubb34\uc5c7\uc744 \uc54c \uc218 \uc788\ub098\uc694?<\/summary>\n            <div class=\"ans\">\uc6d0\ub9ac\uae08\uade0\ub4f1\uc0c1\ud658 \ubc29\uc2dd \uae30\uc900\uc73c\ub85c \uc6d4 \ub0a9\uc785\uae08, \ucd1d \ub0a9\uc785\uae08, \ucd1d \uc774\uc790\ub97c \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6d4\ubcc4 \uc0c1\ud658 \uc2a4\ucf00\uc904\ub3c4 \uc81c\uacf5\ub418\uc5b4 \uac01 \ud68c\ucc28\ubcc4 \uc6d0\uae08\u00b7\uc774\uc790 \ube44\uc911\uacfc \uc794\uc5ec \uc6d0\uae08\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uae08\uc735\uc0ac \uc0c1\ud488\uacfc\ub294 \uc6b0\ub300\uae08\ub9ac, \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc \ub4f1\uc5d0 \ub530\ub77c \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/div>\n          <\/details>\n\n          <details>\n            <summary>\ubcf5\ub9ac \uacc4\uc0b0\uae30\uc640 \uc774\uc790 \uacc4\uc0b0\uae30\uc758 \ucc28\uc774\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/summary>\n            <div class=\"ans\">\uc774\uc790 \uacc4\uc0b0\uae30\ub294 \uc6d0\uae08\uc5d0\ub9cc \uc774\uc790\uac00 \ubd99\ub294 \ub2e8\ub9ac \ubc29\uc2dd\uc785\ub2c8\ub2e4. \ubcf5\ub9ac \uacc4\uc0b0\uae30\ub294 \ubc1c\uc0dd\ud55c \uc774\uc790\uc5d0\ub3c4 \ub2e4\uc2dc \uc774\uc790\uac00 \ubd99\ub294 \ubc29\uc2dd\uc73c\ub85c, \uae30\uac04\uc774 \uae38\uc218\ub85d \ub2e8\ub9ac\ubcf4\ub2e4 \ud6e8\uc52c \ud070 \uae08\uc561\uc774 \ub429\ub2c8\ub2e4. \uc608\uae08\u00b7\ub2e8\uae30 \uc0c1\ud488 \ube44\uad50\ub294 \uc774\uc790 \uacc4\uc0b0\uae30, \uc7a5\uae30 \ud22c\uc790\u00b7\uc801\ub9bd\uc2dd \uc6b4\uc6a9\uc740 \ubcf5\ub9ac \uacc4\uc0b0\uae30\uac00 \uc801\ud569\ud569\ub2c8\ub2e4.<\/div>\n          <\/details>\n\n          <details>\n            <summary>\uc801\uae08 \uacc4\uc0b0\uae30\uc5d0\uc11c \uc138\ud6c4 \uae08\uc561\ub3c4 \uacc4\uc0b0\ub418\ub098\uc694?<\/summary>\n            <div class=\"ans\">\ub124. \uc801\uae08 \uacc4\uc0b0\uae30\uc5d0\uc11c\ub294 \uc774\uc790\uc18c\ub4dd\uc138 15.4%(\uc18c\ub4dd\uc138 14% + \uc9c0\ubc29\uc18c\ub4dd\uc138 1.4%)\ub97c \ubc18\uc601\ud55c \uc138\ud6c4 \uc218\ub839\uc561\uc744 \ud568\uaed8 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. ISA \uacc4\uc88c\ub098 \ube44\uacfc\uc138 \uc0c1\ud488\uc744 \uc774\uc6a9\ud558\uba74 \uc774 \uc138\uae08\uc744 \uc808\uc57d\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc138\ud6c4 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uc0c1\ud488\uc744 \ube44\uad50\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/div>\n          <\/details>\n\n          <details>\n            <summary>\uc5f0\uae08 \uacc4\uc0b0\uae30\uc758 \uacb0\uacfc\uc640 \uc2e4\uc81c \uc5f0\uae08 \uc0c1\ud488\uc774 \ub2e4\ub978 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/summary>\n            <div class=\"ans\">\uc774 \uacc4\uc0b0\uae30\ub294 \uace0\uc815 \uc218\uc775\ub960 \uae30\ubc18 \ubcf5\ub9ac \uacc4\uc0b0\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uc2e4\uc81c \uc5f0\uae08 \uc0c1\ud488\uc740 \uc6b4\uc6a9 \uc218\uc218\ub8cc, \uc0ac\uc5c5\ube44, \uc2dc\uc7a5 \ubcc0\ub3d9\uc131, \uc138\uc81c \ud61c\ud0dd(\uc138\uc561\uacf5\uc81c), \uacfc\uc138 \ubc29\uc2dd(\uc5f0\uae08 \uc218\ub839 \uc2dc 3.3~5.5% \uacfc\uc138) \ub4f1\uc774 \ubc18\uc601\ub418\ubbc0\ub85c \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacc4\uc0b0\uae30\ub294 \uae30\ucd08 \uc608\uc0c1\uce58 \ud655\uc778\uc6a9\uc73c\ub85c \ud65c\uc6a9\ud558\uc138\uc694.<\/div>\n          <\/details>\n\n          <details>\n            <summary>\uce74\ub4dc \ud560\ubd80 \uc218\uc218\ub8cc\uc728\uc740 \uc5b4\ub514\uc11c \ud655\uc778\ud558\ub098\uc694?<\/summary>\n            <div class=\"ans\">\uce74\ub4dc\uc0ac \ud648\ud398\uc774\uc9c0 \ub610\ub294 \uce74\ub4dc \ub4b7\uba74\uc5d0 \ud45c\uae30\ub41c \uace0\uac1d\uc13c\ud130\uc5d0 \ubb38\uc758\ud558\uba74 \ud604\uc7ac \uc801\uc6a9\ub418\ub294 \ud560\ubd80 \uc218\uc218\ub8cc\uc728\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ubb34\uc774\uc790 \ud560\ubd80 \uc678 \uc720\uc774\uc790 \ud560\ubd80 \uc218\uc218\ub8cc\ub294 \uc5f0 10~20% \uc218\uc900\uc774\uc9c0\ub9cc \uce74\ub4dc\uc0ac\u00b7\uc0c1\ud488\u00b7\uac1c\uc778 \uc2e0\uc6a9\ub4f1\uae09\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/div>\n          <\/details>\n\n          <details>\n            <summary>\uc774 \uacc4\uc0b0\uae30\ub294 \ubb34\ub8cc\uc778\uac00\uc694?<\/summary>\n            <div class=\"ans\">\ub124, \ubaa8\ub4e0 \uacc4\uc0b0\uae30\ub294 \uc644\uc804 \ubb34\ub8cc\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc6d0\uac00\uc785, \ub85c\uadf8\uc778, \uc571 \uc124\uce58 \uc5c6\uc774 \uc6f9 \ube0c\ub77c\uc6b0\uc800\uc5d0\uc11c \ubc14\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc73c\uba70 \ubaa8\ubc14\uc77c\uc5d0\uc11c\ub3c4 \ucd5c\uc801\ud654\ub41c \ud070 \uae00\uc528 UI\ub85c \uc774\uc6a9 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/div>\n          <\/details>\n        <\/section>\n\n        <!-- \ub2e4\ub978 \uacc4\uc0b0\uae30 \uce74\ud14c\uace0\ub9ac -->\n        <section class=\"fin-card\" aria-labelledby=\"other-title\">\n          <h2 style=\"font-size:22px;font-weight:900;letter-spacing:-.04em;margin-bottom:14px;\" id=\"other-title\">\ub2e4\ub978 \uce74\ud14c\uace0\ub9ac \uacc4\uc0b0\uae30\ub3c4 \ud655\uc778\ud574\ubcf4\uc138\uc694<\/h2>\n          <div class=\"fin-bottom-grid\">\n            <a href=\"\/health\/\">\uac74\uac15 \uacc4\uc0b0\uae30<\/a>\n            <a href=\"\/life\/\">\uc0dd\ud65c \uacc4\uc0b0\uae30<\/a>\n            <a href=\"\/shopping\/\">\uc1fc\ud551 \uacc4\uc0b0\uae30<\/a>\n            <a href=\"\/study\/\">\uacf5\ubd80 \uacc4\uc0b0\uae30<\/a>\n            <a href=\"\/convert\/\">\ub2e8\uc704 \ubcc0\ud658<\/a>\n            <a href=\"\/\">\uc804\uccb4 \uacc4\uc0b0\uae30<\/a>\n          <\/div>\n          <p style=\"font-size:13px;color:var(--muted);margin-top:12px;\">\uac01 \uce74\ud14c\uace0\ub9ac\ub3c4 \uae08\uc735\uacfc \ub3d9\uc77c\ud55c \uad6c\uc870\ub85c \uc6b4\uc601\ub429\ub2c8\ub2e4.<\/p>\n        <\/section>\n\n      <\/main><!-- \/fin-main -->\n\n      <!-- \uc0ac\uc774\ub4dc\ubc14 -->\n      <aside class=\"fin-side\" aria-label=\"\uc0ac\uc774\ub4dc \uba54\ub274\">\n        <div class=\"sticky\">\n\n          <!-- \ube60\ub978 \ub300\ucd9c \uacc4\uc0b0\uae30 -->\n          <div class=\"fin-side-box\">\n            <div class=\"fin-side-head\">\u26a1 \ube60\ub978 \ub300\ucd9c \uc774\uc790 \uacc4\uc0b0<\/div>\n            <div class=\"fin-quick\">\n              <div class=\"fin-quick-field\">\n                <label class=\"fin-quick-label\" for=\"qs-amount\">\ub300\ucd9c \uae08\uc561 (\uc6d0)<\/label>\n                <input class=\"fin-quick-input\" id=\"qs-amount\" type=\"text\" value=\"30,000,000\" inputmode=\"numeric\">\n              <\/div>\n              <div class=\"fin-quick-field\">\n                <label class=\"fin-quick-label\" for=\"qs-rate\">\uc5f0 \uc774\uc790\uc728 (%)<\/label>\n                <input class=\"fin-quick-input\" id=\"qs-rate\" type=\"text\" value=\"4.5\" inputmode=\"decimal\">\n              <\/div>\n              <div class=\"fin-quick-field\">\n                <label class=\"fin-quick-label\" for=\"qs-years\">\uae30\uac04 (\ub144)<\/label>\n                <input class=\"fin-quick-input\" id=\"qs-years\" type=\"text\" value=\"20\" inputmode=\"numeric\">\n              <\/div>\n              <button class=\"fin-quick-btn\" onclick=\"quickCalc()\">\uacc4\uc0b0\ud558\uae30<\/button>\n              <div class=\"fin-quick-result\" id=\"qs-result\">\n                <div class=\"fin-quick-result-label\">\uc6d4 \ub0a9\uc785\uae08 (\uc6d0\ub9ac\uae08\uade0\ub4f1)<\/div>\n                <div class=\"fin-quick-result-val\" id=\"qs-monthly\">\u2014<\/div>\n                <div style=\"font-size:12px;color:var(--sub);margin-top:6px;\">\ucd1d \uc774\uc790: <strong id=\"qs-interest\" style=\"color:var(--warn);\">\u2014<\/strong><\/div>\n                <a href=\"\/finance\/loan-calculator\/\" style=\"display:block;margin-top:10px;font-size:13px;font-weight:700;color:var(--primary);\">\uc0c1\uc138 \uacc4\uc0b0\uae30\uc5d0\uc11c \uc2a4\ucf00\uc904 \ud655\uc778 \u2192<\/a>\n              <\/div>\n            <\/div>\n          <\/div>\n\n          <!-- \uc0ac\uc774\ub4dc \uad11\uace0 250 -->\n          <div class=\"fin-side-box\">\n            <div class=\"fin-side-head\">\uad11\uace0<\/div>\n            <div style=\"padding:8px;text-align:center;\">\n              <ins class=\"adsbygoogle\"\n                   style=\"display:inline-block;width:284px;height:250px\"\n                   data-ad-client=\"ca-pub-9333078688270478\"\n                   data-ad-slot=\"9260530731\"><\/ins>\n            <\/div>\n          <\/div>\n\n          <!-- \uc778\uae30 \ub9c1\ud06c -->\n          <div class=\"fin-side-box\">\n            <div class=\"fin-side-head\">\uc778\uae30 \uae08\uc735 \uacc4\uc0b0\uae30<\/div>\n            <div class=\"fin-side-links\">\n              <a href=\"\/finance\/loan-calculator\/\">\ud83d\udcca \ub300\ucd9c \uacc4\uc0b0\uae30<span class=\"tag\">\uc778\uae30<\/span><\/a>\n              <a href=\"\/finance\/interest-calculator\/\">\ud83d\udcb5 \uc774\uc790 \uacc4\uc0b0\uae30<\/a>\n              <a href=\"\/finance\/compound-interest-calculator\/\">\ud83d\udcc8 \ubcf5\ub9ac \uacc4\uc0b0\uae30<\/a>\n              <a href=\"\/finance\/savings-calculator\/\">\ud83c\udfe6 \uc801\uae08 \uacc4\uc0b0\uae30<\/a>\n              <a href=\"\/finance\/investment-return-calculator\/\">\ud83d\udcbc \ud22c\uc790 \uc218\uc775 \uacc4\uc0b0\uae30<\/a>\n              <a href=\"\/finance\/pension-calculator\/\">\ud83c\udfaf \uc5f0\uae08 \uacc4\uc0b0\uae30<\/a>\n              <a href=\"\/finance\/card-installment-calculator\/\">\ud83d\udcb3 \uce74\ub4dc \ud560\ubd80 \uacc4\uc0b0\uae30<\/a>\n            <\/div>\n          <\/div>\n\n          <!-- \uc0ac\uc774\ub4dc \uad11\uace0 600 -->\n          <div class=\"fin-side-box\">\n            <div class=\"fin-side-head\">\uad11\uace0<\/div>\n            <div style=\"padding:8px;text-align:center;\">\n              <ins class=\"adsbygoogle\"\n                   style=\"display:inline-block;width:284px;height:600px\"\n                   data-ad-client=\"ca-pub-9333078688270478\"\n                   data-ad-slot=\"7387846757\"><\/ins>\n            <\/div>\n          <\/div>\n\n        <\/div>\n      <\/aside>\n\n    <\/div><!-- \/fin-layout -->\n  <\/div><!-- \/fin-con -->\n<\/div><!-- \/fin-wrap -->\n\n<script>\n\/* \uad11\uace0 \ucd08\uae30\ud654 *\/\n(function(){\n  document.addEventListener('DOMContentLoaded', function(){\n    try {\n      var ads = document.querySelectorAll('.adsbygoogle');\n      ads.forEach(function(ad){\n        if (!ad.getAttribute('data-adsbygoogle-status')) {\n          (adsbygoogle = window.adsbygoogle || []).push({});\n        }\n      });\n    } catch(e) {}\n  });\n})();\n\n\/* \uc0ac\uc774\ub4dc\ubc14 \ube60\ub978 \uacc4\uc0b0\uae30 *\/\nfunction quickCalc(){\n  function parseNum(v){ return parseFloat(String(v).replace(\/[^0-9.]\/g,'')) || 0; }\n  function fmtWon(n){ return Math.round(n).toLocaleString('ko-KR') + '\uc6d0'; }\n\n  var p = parseNum(document.getElementById('qs-amount').value);\n  var r = parseNum(document.getElementById('qs-rate').value) \/ 100 \/ 12;\n  var m = Math.round(parseNum(document.getElementById('qs-years').value) * 12);\n\n  if (!p || !r || !m) { alert('\uac12\uc744 \uc62c\ubc14\ub974\uac8c \uc785\ub825\ud574\uc8fc\uc138\uc694.'); return; }\n\n  var monthly = p * r \/ (1 - Math.pow(1 + r, -m));\n  var totalInterest = monthly * m - p;\n\n  document.getElementById('qs-monthly').textContent = fmtWon(monthly);\n  document.getElementById('qs-interest').textContent = fmtWon(totalInterest);\n  document.getElementById('qs-result').classList.add('show');\n\n  \/* \ucc9c\ub2e8\uc704 \ucf64\ub9c8 \ud3ec\ub9f7 *\/\n  var amtInput = document.getElementById('qs-amount');\n  var raw = parseNum(amtInput.value);\n  if (raw > 0) amtInput.value = Math.round(raw).toLocaleString('ko-KR');\n}\n\n\/* \ube60\ub978 \uacc4\uc0b0\uae30 \uc785\ub825 \ud3ec\ub9f7 *\/\ndocument.getElementById('qs-amount').addEventListener('blur', function(){\n  var v = parseFloat(String(this.value).replace(\/[^0-9.]\/g,'')) || 0;\n  if(v > 0) this.value = Math.round(v).toLocaleString('ko-KR');\n});\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>CalcHub \ubb34\ub8cc \uae08\uc735 \uacc4\uc0b0\uae30 \ubaa8\ubc14\uc77c \ucd5c\uc801\ud654 \ud83d\udcb0 \uae08\uc735 \ud648 \ud83d\udcca \ub300\ucd9c \uacc4\uc0b0\uae30 \ud83d\udcb5 \uc774\uc790 \uacc4\uc0b0\uae30 \ud83d\udcc8 \ubcf5\ub9ac \uacc4\uc0b0\uae30 \ud83c\udfe6 \uc801\uae08 \uacc4\uc0b0\uae30 \ud83d\udcbc \ud22c\uc790 \uc218\uc775 \uacc4\uc0b0\uae30 \ud83c\udfaf \uc5f0\uae08 \uacc4\uc0b0\uae30 \ud83d\udcb3 \uce74\ub4dc \ud560\ubd80 \uacc4\uc0b0\uae30 \ud648 \ud648 &gt; \uacc4\uc0b0\uae30 &gt; \uae08\uc735 \uacc4\uc0b0\uae30gt; \uae08\uc735 \uacc4\uc0b0\uae30 \ubb34\ub8cc \uae08\uc735 \uacc4\uc0b0\uae30\ubaa8\uc74c \ub300\ucd9c\u00b7\uc774\uc790\u00b7\ubcf5\ub9ac\u00b7\uc801\uae08\u00b7\ud22c\uc790\u00b7\uc5f0\uae08\u00b7\uce74\ub4dc\ud560\ubd80\uae4c\uc9c0\ud074\ub9ad \ud55c \ubc88\uc73c\ub85c \ubc14\ub85c \uacc4\uc0b0\ud558\uc138\uc694. \u26a1 \uc989\uc2dc \uacc4\uc0b0 \ud83d\udcf1 \ubaa8\ubc14\uc77c \ucd5c\uc801\ud654&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"disable","_kad_post_title":"hide","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":true,"_kad_post_footer":true,"_kad_post_classname":"","footnotes":""},"class_list":["post-108","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages\/108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/comments?post=108"}],"version-history":[{"count":5,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages\/108\/revisions"}],"predecessor-version":[{"id":198,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages\/108\/revisions\/198"}],"wp:attachment":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/media?parent=108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}