{"id":366,"date":"2026-03-19T14:01:24","date_gmt":"2026-03-19T05:01:24","guid":{"rendered":"https:\/\/calculator.lineuplounge.co.kr\/?page_id=366"},"modified":"2026-03-19T14:01:28","modified_gmt":"2026-03-19T05:01:28","slug":"credit-card-installment-calculator","status":"publish","type":"page","link":"https:\/\/calculator.lineuplounge.co.kr\/en\/credit-card-installment-calculator\/","title":{"rendered":"\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30 | \uc6d4 \ub0a9\ubd80\uae08\u00b7\uc774\uc790 \uc790\ub3d9 \uacc4\uc0b0"},"content":{"rendered":"\n<!-- CalcHub - \uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30 | \/shopping\/credit-card-installment-calculator\/ -->\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/calculator.lineuplounge.co.kr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uc1fc\ud551 \uacc4\uc0b0\uae30\",\"item\":\"https:\/\/calculator.lineuplounge.co.kr\/calculator\/shopping\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30\",\"item\":\"https:\/\/calculator.lineuplounge.co.kr\/shopping\/credit-card-installment-calculator\/\"}]},{\"@type\":\"SoftwareApplication\",\"name\":\"\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30 | \uce74\ub4dc\uc0ac\ubcc4 \uc6d4 \ub0a9\uc785\uae08\u00b7\ucd1d \uc774\uc790 \uacc4\uc0b0 (2026)\",\"url\":\"https:\/\/calculator.lineuplounge.co.kr\/shopping\/credit-card-installment-calculator\/\",\"applicationCategory\":\"FinanceApplication\",\"operatingSystem\":\"Web\",\"offers\":{\"@type\":\"Offer\",\"price\":\"0\",\"priceCurrency\":\"KRW\"},\"description\":\"\uc2e0\ud55c\u00b7\ud604\ub300\u00b7\uc0bc\uc131\u00b7KB\uad6d\ubbfc\u00b7\ub86f\ub370 \ub4f1 16\uac1c \uce74\ub4dc\uc0ac\ubcc4 \ud560\ubd80 \uc774\uc790\uc728\uc744 \ubc18\uc601\ud574 \uc6d4 \ub0a9\uc785\uae08\uacfc \ucd1d \uc774\uc790\ub97c \uacc4\uc0b0\ud558\ub294 2026\ub144 \uae30\uc900 \ubb34\ub8cc \uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30\uc785\ub2c8\ub2e4.\",\"inLanguage\":\"ko-KR\"},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0 \ubc29\ubc95\uc740?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc6d0\uae08\uade0\ub4f1\uc0c1\ud658 \ubc29\uc2dd\uc73c\ub85c \uacc4\uc0b0\ud569\ub2c8\ub2e4. \ub9e4\uc6d4 \uc6d0\uae08 = \ucd1d\uae08\uc561 \u00f7 \uac1c\uc6d4\uc218, \uc774\uc790 = \uc794\uc5ec\uc6d0\uae08 \u00d7 \uc6d4\uc774\uc790\uc728(\uc5f0\uc774\uc790\uc728 \u00f7 12 \u00f7 100)\uc785\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\ubd80\ubd84 \ubb34\uc774\uc790 \ud560\ubd80\ub780?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc804\uccb4 \ud560\ubd80 \uae30\uac04 \uc911 \uc55e N\ud68c\ucc28\ub294 \uc18c\ube44\uc790\uac00 \uc774\uc790\ub97c \ubd80\ub2f4\ud558\uace0 \ub098\uba38\uc9c0\ub294 \uce74\ub4dc\uc0ac\uac00 \ubd80\ub2f4\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.\"}}]}]}<\/script>\n<style>:root{--bg:#fff7ed;--card:#fff;--line:#fed7aa;--text:#111827;--sub:#4b5563;--muted:#6b7280;--primary:#f97316;--primary-dark:#ea580c;--primary-soft:#fff7ed;--primary-mid:#fed7aa;--success:#16a34a;--warn:#d97706;--danger:#ef4444;--info:#2563eb;--nav:#7c2d12;--radius:20px;--radius-sm:12px;--shadow:0 4px 24px rgba(124,45,18,.07);--shadow-md:0 8px 40px rgba(124,45,18,.12);--max:1180px;--font:\"Pretendard\",\"Noto Sans KR\",\"Apple SD Gothic Neo\",sans-serif;}\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}\n.sp-wrap{font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.7;word-break:keep-all;}\n.sp-wrap a{text-decoration:none;color:inherit;}\n.sp-con{max-width:var(--max);margin:0 auto;padding:0 20px;}\n.sp-top{background:var(--nav);}\n.sp-top-inner{max-width:var(--max);margin:0 auto;padding:14px 20px;display:flex;justify-content:space-between;align-items:center;gap:12px;}\n.sp-logo{font-size:26px;font-weight:900;color:#fff;letter-spacing:-.04em;}\n.sp-logo em{color:#fed7aa;font-style:normal;}\n.sp-top-tag{font-size:12px;font-weight:700;color:rgba(255,255,255,.7);background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:5px 11px;}\n.sp-tabs-wrap{position:sticky;top:0;z-index:100;background:#fff;border-bottom:2px solid #fed7aa;box-shadow:0 4px 20px rgba(0,0,0,.06);}\n.sp-tabs-outer{max-width:var(--max);margin:0 auto;display:flex;align-items:stretch;}\n.sp-arr{display:none;align-items:center;justify-content:center;width:30px;flex-shrink:0;background:#fff;border:none;cursor:pointer;font-size:22px;font-weight:900;color:var(--primary);transition:opacity .15s;z-index:2;}\n.sp-arr-l{border-right:1px solid #fde8c8;box-shadow:3px 0 6px rgba(249,115,22,.07);}\n.sp-arr-r{border-left:1px solid #fde8c8;box-shadow:-3px 0 6px rgba(249,115,22,.07);}\n.sp-arr.dim{opacity:.2;pointer-events:none;}\n.sp-tabs{display:flex;overflow-x:auto;white-space:nowrap;scrollbar-width:none;flex:1;scroll-behavior:smooth;}\n.sp-tabs::-webkit-scrollbar{display:none;}\n.sp-tab{display:inline-flex;align-items:center;gap:4px;height:50px;padding:0 14px;font-size:13px;font-weight:700;color:#4b5563;border-bottom:3px solid transparent;flex-shrink:0;transition:color .15s,background .15s;}\n.sp-tab:hover{color:var(--primary);background:var(--primary-soft);}\n.sp-tab.active{color:var(--primary);border-bottom-color:var(--primary);}\n@media(max-width:900px){.sp-arr{display:flex;}.sp-tab{padding:0 10px;font-size:12px;}}\n@media(max-width:600px){.sp-tab{padding:0 8px;font-size:11px;}}\n.sp-bc{font-size:13px;color:var(--muted);padding:16px 0 10px;}\n.sp-bc a{color:var(--primary);}\n.sp-layout{display:grid;grid-template-columns:minmax(0,1fr) 304px;gap:24px;margin-top:20px;}\n.sp-main>*+*{margin-top:20px;}\n.sp-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px;}\n.sp-ad-wrap{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}\n.sp-ad-label{font-size:10px;color:var(--muted);text-align:center;padding:4px 0;letter-spacing:.08em;}\n.sp-calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;}\n.sp-sec-label{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#7a8699;margin-bottom:18px;padding-bottom:10px;border-bottom:2px solid #fde8c8;}\n.sp-field{margin-bottom:18px;}\n.sp-label{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;font-size:15px;font-weight:700;color:#334155;}\n.sp-live{display:inline-flex;align-items:center;background:var(--primary-soft);color:var(--primary);font-size:14px;font-weight:800;border-radius:999px;padding:4px 12px;}\n.sp-input-wrap{position:relative;}\n.sp-input{width:100%;min-height:54px;border:2px solid #fed7aa;border-radius:var(--radius-sm);padding:0 60px 0 16px;font-size:19px;font-weight:800;color:var(--text);outline:none;background:#fff;transition:border-color .15s,box-shadow .15s;font-family:var(--font);}\n.sp-input:focus{border-color:var(--primary);box-shadow:0 0 0 4px rgba(249,115,22,.12);}\n.sp-unit{position:absolute;right:14px;top:50%;transform:translateY(-50%);font-size:14px;color:var(--muted);font-weight:700;pointer-events:none;}\n.sp-select{width:100%;min-height:54px;border:2px solid #fed7aa;border-radius:var(--radius-sm);padding:0 14px;font-size:15px;font-weight:700;color:var(--text);background:#fff;outline:none;font-family:var(--font);}\n.sp-select:focus{border-color:var(--primary);box-shadow:0 0 0 4px rgba(249,115,22,.12);}\n.sp-range{width:100%;height:6px;border-radius:999px;outline:none;-webkit-appearance:none;appearance:none;background:linear-gradient(to right,var(--primary) 0%,var(--primary) var(--val,50%),#fed7aa var(--val,50%),#fed7aa 100%);cursor:pointer;margin-top:10px;}\n.sp-range::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--primary);border:3px solid #fff;box-shadow:0 2px 8px rgba(249,115,22,.35);cursor:pointer;}\n.sp-range-marks{display:flex;justify-content:space-between;font-size:11px;color:var(--muted);margin-top:5px;font-weight:600;}\n.sp-calc-btn{width:100%;min-height:56px;border:0;border-radius:var(--radius-sm);background:linear-gradient(135deg,#f97316,#fb923c);color:#fff;font-size:18px;font-weight:900;cursor:pointer;margin-top:6px;transition:opacity .15s,transform .1s;box-shadow:0 4px 16px rgba(249,115,22,.3);font-family:var(--font);}\n.sp-calc-btn:hover{opacity:.92;transform:translateY(-1px);}\n.sp-help{background:var(--primary-soft);border:1px solid var(--primary-mid);border-radius:12px;padding:12px 16px;margin-top:12px;font-size:14px;color:#7c2d12;}\n.sp-placeholder{min-height:240px;border:2px dashed #fed7aa;border-radius:18px;background:#fff7ed;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;color:var(--muted);padding:24px;}\n.sp-placeholder .ico{font-size:44px;margin-bottom:12px;opacity:.7;}\n.sp-result{display:none;}\n.sp-result.show{display:block;animation:spFade .35s ease;}\n@keyframes spFade{from{opacity:0;transform:translateY(12px);}to{opacity:1;transform:translateY(0);}}\n.sp-result-hero{border-radius:16px;padding:20px;margin-bottom:16px;text-align:center;background:linear-gradient(135deg,#fff7ed,#fde8c8);border:1.5px solid #fed7aa;}\n.sp-result-hero-label{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px;color:var(--primary);}\n.sp-result-hero-val{font-size:38px;font-weight:900;letter-spacing:-.06em;line-height:1;color:var(--primary);}\n.sp-result-hero-sub{font-size:13px;color:var(--sub);margin-top:6px;}\n.sp-result-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px solid #fef3e2;font-size:15px;}\n.sp-result-row:last-child{border-bottom:none;}\n.sp-result-row .k{color:var(--sub);}\n.sp-result-row .v{font-weight:800;}\n.sp-result-row .vp{font-weight:800;color:var(--primary);}\n.sp-result-row .vg{font-weight:800;color:var(--success);}\n.sp-result-row .vw{font-weight:800;color:var(--warn);}\n.sp-result-row .vr{font-weight:800;color:var(--danger);}\n.sp-result-row .vb{font-weight:800;color:var(--info);}\n.sp-content h2{font-size:26px;font-weight:900;letter-spacing:-.04em;margin-bottom:14px;}\n.sp-content h3{font-size:20px;font-weight:800;letter-spacing:-.03em;margin:22px 0 10px;}\n.sp-content p{font-size:16px;color:#374151;margin-bottom:14px;}\n.sp-content ul{padding-left:20px;}\n.sp-content li{font-size:16px;color:#374151;margin-bottom:8px;}\n.sp-formula{background:var(--primary-soft);border-left:5px solid var(--primary);padding:14px 18px;border-radius:0 14px 14px 0;margin:14px 0;font-size:15px;color:#7c2d12;font-weight:700;line-height:1.8;}\n.sp-callout{background:#fffbeb;border:1px solid #fde68a;border-radius:14px;padding:13px 18px;margin:14px 0;font-size:15px;color:#78350f;}\n.sp-faq details{border:1.5px solid var(--line);border-radius:14px;overflow:hidden;margin-bottom:8px;background:#fff;}\n.sp-faq details[open]{border-color:var(--primary-mid);}\n.sp-faq summary{cursor:pointer;list-style:none;padding:16px 18px;font-size:16px;font-weight:800;color:var(--text);display:flex;justify-content:space-between;align-items:center;gap:10px;}\n.sp-faq summary::-webkit-details-marker{display:none;}\n.sp-faq summary::after{content:\"\uff0b\";font-size:18px;color:var(--primary);flex-shrink:0;}\n.sp-faq details[open] summary::after{content:\"\uff0d\";}\n.sp-faq .ans{padding:0 18px 18px;font-size:15px;color:#455064;line-height:1.75;}\n.sp-bottom-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;}\n.sp-bottom-grid a{background:linear-gradient(135deg,#f97316,#fb923c);color:#fff;border-radius:14px;padding:14px 10px;text-align:center;font-size:13px;font-weight:800;transition:transform .15s;}\n.sp-bottom-grid a:hover{transform:translateY(-2px);}\n.sp-side .sticky{position:sticky;top:66px;}\n.sp-side-box{background:#fff;border:1.5px solid var(--line);border-radius:18px;box-shadow:var(--shadow);overflow:hidden;margin-bottom:16px;}\n.sp-side-head{font-size:11px;font-weight:800;color:var(--muted);letter-spacing:.1em;text-transform:uppercase;padding:11px 16px;border-bottom:1px solid var(--line);background:#fff7ed;}\n.sp-side-links a{display:flex;align-items:center;gap:8px;padding:11px 16px;border-bottom:1px solid #fef3e2;font-size:13px;font-weight:700;color:#1f2937;transition:background .1s,color .1s;}\n.sp-side-links a:last-child{border-bottom:none;}\n.sp-side-links a:hover{background:var(--primary-soft);color:var(--primary);}\n.sp-side-links a.cur{color:var(--primary);background:var(--primary-soft);}\n.sp-side-links .stag{margin-left:auto;font-size:10px;font-weight:800;background:var(--primary-soft);color:var(--primary);border-radius:999px;padding:2px 7px;}\n@media(max-width:1060px){.sp-layout{grid-template-columns:1fr;}.sp-side{display:none;}}\n@media(max-width:820px){.sp-calc-grid{grid-template-columns:1fr;}}\n@media(max-width:600px){.sp-card{padding:18px;}.sp-result-hero-val{font-size:30px;}.sp-bottom-grid{grid-template-columns:repeat(2,1fr);}}\n<\/style>\n<div class=\"sp-wrap\">\n<header class=\"sp-top\"><div class=\"sp-top-inner\"><a href=\"\/\" class=\"sp-logo\">Calc<em>Hub<\/em><\/a><div style=\"display:flex;gap:8px;\"><span class=\"sp-top-tag\">\ubb34\ub8cc \uc1fc\ud551 \uacc4\uc0b0\uae30<\/span><span class=\"sp-top-tag\">2026\ub144 \uae30\uc900<\/span><\/div><\/div><\/header>\n<nav class=\"sp-tabs-wrap\"><div class=\"sp-tabs-outer\"><button class=\"sp-arr sp-arr-l\" id=\"spArrL\" aria-label=\"\uc774\uc804\">&#8249;<\/button><div class=\"sp-tabs\" id=\"spTabs\"><a href=\"\/calculator\/shopping\/\" class=\"sp-tab\">\uc1fc\ud551 \ud648<\/a><a href=\"\/shopping\/discount-calculator\/\" class=\"sp-tab\">\ud560\uc778\uc728<\/a><a href=\"\/shopping\/vat-calculator\/\" class=\"sp-tab\">\ubd80\uac00\uc138<\/a><a href=\"\/shopping\/price-calculator\/\" class=\"sp-tab\">\uac00\uaca9<\/a><a href=\"\/shopping\/margin-calculator\/\" class=\"sp-tab\">\ub9c8\uc9c4<\/a><a href=\"\/shopping\/credit-card-installment-calculator\/\" class=\"sp-tab active\">\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80<\/a><\/div><button class=\"sp-arr sp-arr-r\" id=\"spArrR\" aria-label=\"\ub2e4\uc74c\">&#8250;<\/button><\/div><\/nav>\n<div class=\"sp-con\">\n<nav class=\"sp-bc\"><a href=\"\/\">\ud648<\/a> &gt; <a href=\"\/calculator\/shopping\/\">\uc1fc\ud551 \uacc4\uc0b0\uae30<\/a> &gt; <strong>\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30<\/strong><\/nav>\n<section style=\"background:linear-gradient(135deg,#7c2d12 0%,#2563eb 55%,#3b82f6 100%);border-radius:var(--radius);padding:34px 30px;position:relative;overflow:hidden;box-shadow:var(--shadow-md);margin-top:14px;\"><div style=\"position:absolute;inset:0;background:radial-gradient(ellipse 55% 75% at 85% 15%,rgba(255,255,255,.1) 0%,transparent 60%);\"><\/div><div style=\"position:relative;z-index:1;\"><h1 style=\"font-size:36px;font-weight:900;color:#fff;line-height:1.15;letter-spacing:-.05em;\"><small style=\"display:block;font-size:14px;font-weight:600;color:rgba(255,255,255,.75);margin-bottom:6px;\">16\uac1c \uce74\ub4dc\uc0ac \u00b7 \uc2e0\uc6a9\uc810\uc218\ubcc4 \uc774\uc790\uc728 \uc790\ub3d9 \uc801\uc6a9 \u00b7 \ubd80\ubd84 \ubb34\uc774\uc790 \uc9c0\uc6d0<\/small>\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30<\/h1><p style=\"font-size:16px;color:rgba(255,255,255,.9);margin-top:10px;max-width:540px;\">\uce74\ub4dc\uc0ac\uc640 \uc2e0\uc6a9\uc810\uc218\ub97c \uc120\ud0dd\ud558\uba74 \uc774\uc790\uc728 \uc790\ub3d9 \uc801\uc6a9. \uc6d4 \ub0a9\uc785\uae08\u00b7\ud68c\ucc28\ubcc4 \uc774\uc790\u00b7\ucd1d \uc774\uc790\ub97c \uc989\uc2dc \ud655\uc778\ud558\uc138\uc694.<\/p><div style=\"display:flex;flex-wrap:wrap;gap:8px;margin-top:16px;\"><span style=\"display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:999px;padding:7px 14px;font-size:13px;font-weight:700;\">16\uac1c \uce74\ub4dc\uc0ac<\/span><span style=\"display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:999px;padding:7px 14px;font-size:13px;font-weight:700;\">\uc2e0\uc6a9\uc810\uc218\ubcc4 \uc774\uc790\uc728<\/span><span style=\"display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:999px;padding:7px 14px;font-size:13px;font-weight:700;\">\ubd80\ubd84 \ubb34\uc774\uc790<\/span><span style=\"display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:999px;padding:7px 14px;font-size:13px;font-weight:700;\">\ud68c\ucc28\ubcc4 \ub0a9\uc785 \ub0b4\uc5ed<\/span><\/div><\/div><\/section>\n<div class=\"sp-ad-wrap\" style=\"margin:18px 0 22px;text-align:center;\"><div class=\"sp-ad-label\">\uad11\uace0<\/div><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-9333078688270478\" data-ad-slot=\"2135520075\" data-ad-format=\"horizontal\" data-full-width-responsive=\"true\"><\/ins><\/div>\n<div class=\"sp-layout\"><main class=\"sp-main\">\n<section class=\"sp-card\">\n<div class=\"sp-calc-grid\"><div>\n<div class=\"sp-sec-label\">\ud560\ubd80 \uc815\ubcf4 \uc785\ub825<\/div>\n<div class=\"sp-field\"><div class=\"sp-label\"><span>\ucd1d \uacb0\uc81c \uae08\uc561<\/span><\/div>\n<div class=\"sp-input-wrap\"><input class=\"sp-input\" id=\"cc_amount\" type=\"text\" value=\"1,000,000\" inputmode=\"numeric\" placeholder=\"\uc608: 1,000,000\"><span class=\"sp-unit\">\uc6d0<\/span><\/div><\/div>\n<div style=\"display:grid;grid-template-columns:1fr 1fr;gap:12px;\">\n<div class=\"sp-field\"><div class=\"sp-label\" style=\"font-size:13px;\"><span>\ud560\ubd80 \uac1c\uc6d4<\/span><\/div>\n<select class=\"sp-select\" id=\"cc_months\"><option value=\"2\">2\uac1c\uc6d4<\/option><option value=\"3\">3\uac1c\uc6d4<\/option><option value=\"4\">4\uac1c\uc6d4<\/option><option value=\"5\">5\uac1c\uc6d4<\/option><option value=\"6\">6\uac1c\uc6d4<\/option><option value=\"7\">7\uac1c\uc6d4<\/option><option value=\"8\">8\uac1c\uc6d4<\/option><option value=\"9\">9\uac1c\uc6d4<\/option><option value=\"10\" selected>10\uac1c\uc6d4<\/option><option value=\"11\">11\uac1c\uc6d4<\/option><option value=\"12\">12\uac1c\uc6d4<\/option><option value=\"13\">13\uac1c\uc6d4<\/option><option value=\"14\">14\uac1c\uc6d4<\/option><option value=\"15\">15\uac1c\uc6d4<\/option><option value=\"16\">16\uac1c\uc6d4<\/option><option value=\"17\">17\uac1c\uc6d4<\/option><option value=\"18\">18\uac1c\uc6d4<\/option><option value=\"19\">19\uac1c\uc6d4<\/option><option value=\"20\">20\uac1c\uc6d4<\/option><option value=\"21\">21\uac1c\uc6d4<\/option><option value=\"22\">22\uac1c\uc6d4<\/option><option value=\"23\">23\uac1c\uc6d4<\/option><option value=\"24\">24\uac1c\uc6d4<\/option><\/select><\/div>\n<div class=\"sp-field\"><div class=\"sp-label\" style=\"font-size:13px;\"><span>\uace0\uac1d \ubd80\ub2f4 \ud68c\ucc28<\/span><\/div>\n<select class=\"sp-select\" id=\"cc_burden\"><option value=\"0\">\uc804\uccb4 \ubb34\uc774\uc790 (\uc774\uc790 \uc5c6\uc74c)<\/option><option value=\"1\">1\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"2\">2\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"3\">3\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"4\" selected>4\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"5\">5\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"6\">6\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"7\">7\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"8\">8\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"9\">9\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"10\">10\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"11\">11\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"12\">12\ud68c\ucc28\uae4c\uc9c0 \uace0\uac1d \ubd80\ub2f4<\/option><option value=\"99\">\uc804\uccb4 \uc720\uc774\uc790 (\uc804 \ud68c\ucc28 \uc774\uc790)<\/option><\/select><\/div>\n<\/div>\n<div style=\"display:grid;grid-template-columns:1fr 1fr;gap:12px;\">\n<div class=\"sp-field\"><div class=\"sp-label\" style=\"font-size:13px;\"><span>\uce74\ub4dc\uc0ac<\/span><\/div>\n<select class=\"sp-select\" id=\"cc_card\"><option value=\"\uc2e0\ud55c\uce74\ub4dc\">\uc2e0\ud55c\uce74\ub4dc<\/option><option value=\"\ud604\ub300\uce74\ub4dc\">\ud604\ub300\uce74\ub4dc<\/option><option value=\"\uc0bc\uc131\uce74\ub4dc\">\uc0bc\uc131\uce74\ub4dc<\/option><option value=\"KB\uad6d\ubbfc\uce74\ub4dc\">KB\uad6d\ubbfc\uce74\ub4dc<\/option><option value=\"\ub86f\ub370\uce74\ub4dc\">\ub86f\ub370\uce74\ub4dc<\/option><option value=\"NH\ub18d\ud611\uce74\ub4dc\">NH\ub18d\ud611\uce74\ub4dc<\/option><option value=\"\uc6b0\ub9ac\uce74\ub4dc\">\uc6b0\ub9ac\uce74\ub4dc<\/option><option value=\"\ud558\ub098\uce74\ub4dc\">\ud558\ub098\uce74\ub4dc<\/option><option value=\"IBK\uae30\uc5c5\uc740\ud589\">IBK\uae30\uc5c5\uc740\ud589<\/option><option value=\"\ube44\uc528\uce74\ub4dc\">\ube44\uc528\uce74\ub4dc<\/option><option value=\"IM\ubc45\ud06c\">IM\ubc45\ud06c<\/option><option value=\"\ubd80\uc0b0\uc740\ud589\">\ubd80\uc0b0\uc740\ud589<\/option><option value=\"\uc528\ud2f0\uc740\ud589\">\uc528\ud2f0\uc740\ud589<\/option><option value=\"\uad11\uc8fc\uc740\ud589\">\uad11\uc8fc\uc740\ud589<\/option><option value=\"\uacbd\ub0a8\uc740\ud589\">\uacbd\ub0a8\uc740\ud589<\/option><option value=\"\uc804\ubd81\uc740\ud589\">\uc804\ubd81\uc740\ud589<\/option><\/select><\/div>\n<div class=\"sp-field\"><div class=\"sp-label\" style=\"font-size:13px;\"><span>\ub0b4 \uc2e0\uc6a9\uc810\uc218<\/span><\/div>\n<select class=\"sp-select\" id=\"cc_score\">\n<option value=\"6\" selected>\uc120\ud0dd \uc548 \ud568 (\ud3c9\uade0)<\/option>\n<option value=\"0\">0 ~ 500\uc810<\/option>\n<option value=\"1\">501 ~ 600\uc810<\/option>\n<option value=\"2\">601 ~ 700\uc810<\/option>\n<option value=\"3\">701 ~ 800\uc810<\/option>\n<option value=\"4\">801 ~ 900\uc810<\/option>\n<option value=\"5\">900\uc810 \ucd08\uacfc<\/option>\n<option value=\"7\">\ubaa8\ub984 (\ud3c9\uade0 \uc801\uc6a9)<\/option>\n<\/select><\/div>\n<\/div>\n<div style=\"background:var(--primary-soft);border:1px solid var(--primary-mid);border-radius:12px;padding:11px 16px;margin-bottom:14px;font-size:14px;color:#7c2d12;display:flex;justify-content:space-between;align-items:center;\">\n<span>\uc801\uc6a9 \uc774\uc790\uc728<\/span><strong id=\"cc_rateDisplay\" style=\"font-size:18px;\">\u2014<\/strong><span>\uc5f0<\/span>\n<\/div>\n<button class=\"sp-calc-btn\" id=\"cc_btn\" style=\"background:linear-gradient(135deg,#2563eb,#3b82f6);\">\ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\ud558\uae30<\/button>\n<div class=\"sp-help\">\uce74\ub4dc\uc0ac\u00b7\uc2e0\uc6a9\uc810\uc218 \ubcc0\uacbd \uc2dc \uc774\uc790\uc728\uc774 \uc790\ub3d9\uc73c\ub85c \ubc14\ub01d\ub2c8\ub2e4. 2026\ub144 \uae30\uc900 \uce74\ub4dc\uc0ac\ubcc4 \ud3c9\uade0 \uc774\uc790\uc728 \uc801\uc6a9.<\/div>\n<\/div><div>\n<div class=\"sp-sec-label\">\uacc4\uc0b0 \uacb0\uacfc<\/div>\n<div class=\"sp-placeholder\" id=\"cc_ph\"><div class=\"ico\"><\/div><p>\uce74\ub4dc\uc0ac\u00b7\uac1c\uc6d4\uc218\ub97c \uc120\ud0dd\ud55c \ub4a4<br>\uacc4\uc0b0\ud558\uae30\ub97c \ub20c\ub7ec\uc8fc\uc138\uc694.<\/p><\/div>\n<div class=\"sp-result\" id=\"cc_res\">\n<div class=\"sp-result-hero\" style=\"background:linear-gradient(135deg,#eff6ff,#dbeafe);border:1.5px solid #bfdbfe;\">\n<div class=\"sp-result-hero-label\" style=\"color:#2563eb;\">\uace0\uac1d \ubd80\ub2f4 \ucd1d \uc774\uc790<\/div>\n<div class=\"sp-result-hero-val\" style=\"color:#2563eb;\" id=\"cc_main\">\u2014<\/div>\n<div class=\"sp-result-hero-sub\" id=\"cc_sub\">\u2014<\/div>\n<\/div>\n<div class=\"sp-result-row\"><span class=\"k\">\ucd1d \uacb0\uc81c \uae08\uc561<\/span><span class=\"vp\" id=\"cc_r1\">\u2014<\/span><\/div>\n<div class=\"sp-result-row\"><span class=\"k\">\uc801\uc6a9 \uc5f0\uc774\uc790\uc728<\/span><span class=\"v\" id=\"cc_r2\">\u2014<\/span><\/div>\n<div class=\"sp-result-row\"><span class=\"k\">\uace0\uac1d \ubd80\ub2f4 \uc774\uc790<\/span><span class=\"vr\" id=\"cc_r3\">\u2014<\/span><\/div>\n<div class=\"sp-result-row\"><span class=\"k\">\uce74\ub4dc\uc0ac \ubd80\ub2f4 \uc774\uc790<\/span><span class=\"vg\" id=\"cc_r4\">\u2014<\/span><\/div>\n<div class=\"sp-result-row\"><span class=\"k\">1\ud68c\ucc28 \ub0a9\uc785\uae08<\/span><span class=\"v\" id=\"cc_r5\">\u2014<\/span><\/div>\n<div class=\"sp-result-row\"><span class=\"k\">\ucd1d \ub0a9\uc785\uae08\uc561<\/span><span class=\"v\" id=\"cc_r6\">\u2014<\/span><\/div>\n<div id=\"cc_tableWrap\" style=\"margin-top:16px;\"><\/div>\n<\/div>\n<\/div><\/div>\n<div style=\"margin-top:20px;text-align:center;\"><div style=\"font-size:10px;color:var(--muted);margin-bottom:2px;\">\uad11\uace0<\/div><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-9333078688270478\" data-ad-slot=\"5631911954\"><\/ins><\/div>\n<\/section>\n<div class=\"sp-ad-wrap\" style=\"text-align:center;padding:4px 0;\"><div class=\"sp-ad-label\">\uad11\uace0<\/div><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-format=\"autorelaxed\" data-ad-client=\"ca-pub-9333078688270478\" data-ad-slot=\"9989959361\"><\/ins><\/div>\n<section class=\"sp-card sp-content\" id=\"guide\">\n<h2>\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790\ub780?<\/h2>\n<p>\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790\ub294 \uad6c\ub9e4 \uae08\uc561\uc744 \uc5ec\ub7ec \ub2ec\uc5d0 \ub098\ub220 \ub0a9\ubd80\ud560 \ub54c \ubc1c\uc0dd\ud558\ub294 \uae08\uc735 \ube44\uc6a9\uc785\ub2c8\ub2e4. \uce74\ub4dc\uc0ac\uc640 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ub530\ub77c \uc5f0 \uc774\uc790\uc728\uc774 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<h3>\ud560\ubd80 \uc774\uc790 \uacc4\uc0b0 \ubc29\uc2dd (\uc6d0\uae08\uade0\ub4f1\uc0c1\ud658)<\/h3>\n<div class=\"sp-formula\">\uc6d4 \uc6d0\uae08 = \ucd1d\uae08\uc561 \u00f7 \ud560\ubd80\uac1c\uc6d4\uc218<br>\uac01 \ud68c\ucc28 \uc774\uc790 = \uc794\uc5ec\uc6d0\uae08 \u00d7 (\uc5f0\uc774\uc790\uc728 \u00f7 12 \u00f7 100)<br>\uc6d4 \ub0a9\uc785\uae08 = \uc6d0\uae08 + \uc774\uc790 (\ub9e4\uc6d4 \uc904\uc5b4\ub4e6)<\/div>\n<h3>\ubd80\ubd84 \ubb34\uc774\uc790\ub780?<\/h3>\n<div class=\"sp-formula\">\uc55e N\ud68c\ucc28 \u2192 \uc18c\ube44\uc790 \uc774\uc790 \ubd80\ub2f4<br>\ub098\uba38\uc9c0 \ud68c\ucc28 \u2192 \uce74\ub4dc\uc0ac \uc774\uc790 \ubd80\ub2f4 (\ubb34\uc774\uc790)<br>\uc608) 10\uac1c\uc6d4 \uc911 4\ud68c\ucc28\uae4c\uc9c0 \ubd80\ub2f4 = 1~4\ud68c\ucc28 \uc774\uc790\ub9cc \ub0a9\ubd80<\/div>\n<div class=\"sp-callout\">2026\ub144 \uae30\uc900 \uc720\uc774\uc790 \ud560\ubd80 \uc774\uc790\uc728\uc740 \uce74\ub4dc\uc0ac\u00b7\uc2e0\uc6a9\uc810\uc218\uc5d0 \ub530\ub77c \uc5f0 11~21% \uc218\uc900\uc785\ub2c8\ub2e4. \uac00\ub2a5\ud558\uba74 \ubb34\uc774\uc790 \ud560\ubd80 \ud589\uc0ac \uae30\uac04\uc744 \ud65c\uc6a9\ud558\uc138\uc694.<\/div>\n<\/section>\n<section class=\"sp-card sp-faq\" id=\"faq\">\n<h2 style=\"font-size:24px;font-weight:900;letter-spacing:-.04em;margin-bottom:16px;\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div class=\"sp-faq\">\n<details open><summary>\ubb34\uc774\uc790 \ud560\ubd80\uc640 \uc720\uc774\uc790 \ud560\ubd80\uc758 \ucc28\uc774\ub294?<\/summary><div class=\"ans\">\ubb34\uc774\uc790 \ud560\ubd80\ub294 \uce74\ub4dc\uc0ac\uac00 \uc774\uc790\ub97c \ubd80\ub2f4\ud574 \uc18c\ube44\uc790\ub294 \uc6d0\uae08\ub9cc \ub0a9\ubd80\ud569\ub2c8\ub2e4. \uc720\uc774\uc790 \ud560\ubd80\ub294 \uc18c\ube44\uc790\uac00 \uc5f0 12~21% \uc218\uc900\uc758 \uc774\uc790\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/div><\/details>\n<details><summary>\ud560\ubd80 \uc774\uc790\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc740?<\/summary><div class=\"ans\">\uc2e0\uc6a9\uc810\uc218\uac00 \ub192\uc744\uc218\ub85d \ub0ae\uc740 \uc774\uc790\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ubb34\uc774\uc790 \ud560\ubd80 \ud589\uc0ac \uae30\uac04\uc744 \uc774\uc6a9\ud558\uac70\ub098, \ubd80\ubd84 \ubb34\uc774\uc790 \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud558\uba74 \uc774\uc790 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/div><\/details>\n<details><summary>\uc2e0\uc6a9\uc810\uc218 \ubaa8\ub97c \ub54c\ub294 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/summary><div class=\"ans\">\uc2e0\uc6a9\uc810\uc218\ub97c \ubaa8\ub97c \uacbd\uc6b0 &#8220;\ubaa8\ub984(\ud3c9\uade0 \uc801\uc6a9)&#8221;\uc744 \uc120\ud0dd\ud558\uba74 \ud574\ub2f9 \uce74\ub4dc\uc0ac \ud3c9\uade0 \uc774\uc790\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc2e4\uc81c \uc774\uc790\uc728\uc740 \uce74\ub4dc\uc0ac \uc571\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/div><\/details>\n<details><summary>\ud560\ubd80 \uc774\uc790\ub294 \uc5b8\uc81c \uccad\uad6c\ub418\ub098\uc694?<\/summary><div class=\"ans\">\ub9e4\uc6d4 \uccad\uad6c \uae08\uc561\uc5d0 \uc6d0\uae08\uacfc \ud574\ub2f9 \ud68c\ucc28 \uc774\uc790\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc6d0\uae08\uade0\ub4f1\ubc29\uc2dd\uc774\ub77c \uccab \ub2ec \ub0a9\uc785\uae08\uc774 \uac00\uc7a5 \ud06c\uace0 \uc810\uc810 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/div><\/details>\n<\/div><\/section>\n<section class=\"sp-card\"><h2 style=\"font-size:22px;font-weight:900;letter-spacing:-.04em;margin-bottom:14px;\">\ub2e4\ub978 \uc1fc\ud551 \uacc4\uc0b0\uae30<\/h2><div class=\"sp-bottom-grid\"><a href=\"\/shopping\/discount-calculator\/\">\ud560\uc778\uc728 \uacc4\uc0b0\uae30<\/a><a href=\"\/shopping\/vat-calculator\/\">\ubd80\uac00\uc138 \uacc4\uc0b0\uae30<\/a><a href=\"\/shopping\/price-calculator\/\">\uac00\uaca9 \uacc4\uc0b0\uae30<\/a><a href=\"\/shopping\/margin-calculator\/\">\ub9c8\uc9c4 \uacc4\uc0b0\uae30<\/a><a href=\"\/calculator\/shopping\/\">\uc1fc\ud551 \ud648<\/a><\/div><\/section>\n<\/main>\n<aside class=\"sp-side\"><div class=\"sticky\">\n<div class=\"sp-side-box\"><div class=\"sp-side-head\">\uad11\uace0<\/div><div style=\"padding:8px;text-align:center;\"><ins class=\"adsbygoogle\" style=\"display:inline-block;width:284px;height:250px\" data-ad-client=\"ca-pub-9333078688270478\" data-ad-slot=\"9260530731\"><\/ins><\/div><\/div>\n<div class=\"sp-side-box\"><div class=\"sp-side-head\">\uc1fc\ud551 \uacc4\uc0b0\uae30<\/div><div class=\"sp-side-links\"><a href=\"\/shopping\/discount-calculator\/\" class=\"\">\ud560\uc778\uc728 \uacc4\uc0b0\uae30<\/a><a href=\"\/shopping\/vat-calculator\/\" class=\"\">\ubd80\uac00\uc138 \uacc4\uc0b0\uae30<\/a><a href=\"\/shopping\/price-calculator\/\" class=\"\">\uac00\uaca9 \uacc4\uc0b0\uae30<\/a><a href=\"\/shopping\/margin-calculator\/\" class=\"\">\ub9c8\uc9c4 \uacc4\uc0b0\uae30<\/a><a href=\"\/shopping\/credit-card-installment-calculator\/\" class=\"cur\">\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30<span class=\"stag\">\ud604\uc7ac<\/span><\/a><\/div><\/div>\n<div class=\"sp-side-box\"><div class=\"sp-side-head\">\uad11\uace0<\/div><div style=\"padding:8px;text-align:center;\"><ins class=\"adsbygoogle\" style=\"display:inline-block;width:284px;height:600px\" data-ad-client=\"ca-pub-9333078688270478\" data-ad-slot=\"7387846757\"><\/ins><\/div><\/div>\n<\/div><\/aside>\n<\/div><\/div><\/div>\n<script>\n(function(){var _a=function(){try{document.querySelectorAll(\".adsbygoogle\").forEach(function(ad){if(!ad.getAttribute(\"data-adsbygoogle-status\")){(adsbygoogle=window.adsbygoogle||[]).push({})}});}catch(e){}};if(document.readyState===\"loading\"){document.addEventListener(\"DOMContentLoaded\",_a);}else{_a();}window.addEventListener(\"load\",_a);})();\n<\/script>\n<script>\n(function(){var _done=false;function _init(){if(_done)return;var tabs=document.getElementById(\"spTabs\");var arrL=document.getElementById(\"spArrL\");var arrR=document.getElementById(\"spArrR\");if(!tabs||!arrL||!arrR)return;_done=true;var STEP=140;function isMob(){return window.innerWidth<=900;}function upd(){if(!isMob()){arrL.style.display=\"none\";arrR.style.display=\"none\";return;}arrL.style.display=\"flex\";arrR.style.display=\"flex\";var sl=tabs.scrollLeft;var mx=tabs.scrollWidth-tabs.clientWidth;sl<=4?arrL.classList.add(\"dim\"):arrL.classList.remove(\"dim\");sl>=mx-4?arrR.classList.add(\"dim\"):arrR.classList.remove(\"dim\");}arrL.addEventListener(\"click\",function(){tabs.scrollBy({left:-STEP,behavior:\"smooth\"});setTimeout(upd,350);});arrR.addEventListener(\"click\",function(){tabs.scrollBy({left:STEP,behavior:\"smooth\"});setTimeout(upd,350);});tabs.addEventListener(\"scroll\",upd);window.addEventListener(\"resize\",upd);upd();}if(document.readyState===\"loading\"){document.addEventListener(\"DOMContentLoaded\",_init);}else{_init();}window.addEventListener(\"load\",_init);setTimeout(function(){_init();},300);})();\n<\/script>\n<script>\n(function(){\nvar _done=false;\nvar ccRates={\"\uc2e0\ud55c\uce74\ub4dc\":[20.0,18.5,16.5,14.5,13.0,12.0,15.5,15.5],\"\ud604\ub300\uce74\ub4dc\":[20.0,18.9,17.2,15.0,13.2,11.9,16.0,16.0],\"\uc0bc\uc131\uce74\ub4dc\":[20.0,19.5,17.5,15.5,13.5,12.0,16.5,16.5],\"KB\uad6d\ubbfc\uce74\ub4dc\":[19.5,18.5,16.5,14.5,12.8,12.0,15.8,15.8],\"\ub86f\ub370\uce74\ub4dc\":[20.5,19.5,17.8,15.8,14.0,12.8,16.8,16.8],\"NH\ub18d\ud611\uce74\ub4dc\":[19.0,17.9,16.0,14.0,12.5,12.0,15.5,15.5],\"\uc6b0\ub9ac\uce74\ub4dc\":[20.0,19.0,17.0,15.0,13.0,12.5,16.2,16.2],\"\ud558\ub098\uce74\ub4dc\":[19.5,18.0,16.2,14.2,12.5,12.0,15.5,15.5],\"IBK\uae30\uc5c5\uc740\ud589\":[18.5,17.5,15.5,13.5,12.0,11.5,15.0,15.0],\"\ube44\uc528\uce74\ub4dc\":[20.0,19.0,17.5,15.5,13.5,13.0,16.5,16.5],\"IM\ubc45\ud06c\":[19.0,18.0,16.5,14.5,12.8,12.0,15.8,15.8],\"\ubd80\uc0b0\uc740\ud589\":[19.0,17.8,16.0,14.2,12.5,12.0,15.5,15.5],\"\uc528\ud2f0\uc740\ud589\":[20.0,18.5,16.8,14.5,12.8,11.9,15.8,15.8],\"\uad11\uc8fc\uc740\ud589\":[19.5,18.0,16.2,14.2,12.5,12.0,15.5,15.5],\"\uacbd\ub0a8\uc740\ud589\":[19.5,18.2,16.5,14.5,12.8,12.0,15.8,15.8],\"\uc804\ubd81\uc740\ud589\":[19.5,18.0,16.2,14.2,12.5,12.0,15.5,15.5]};\nfunction ccFmt(n){return Math.round(n).toLocaleString(\"ko-KR\")+\"\uc6d0\";}\nfunction ccSv(id,v){var el=document.getElementById(id);if(el)el.textContent=v;}\nfunction ccGetRate(){\n  var cardEl=document.getElementById(\"cc_card\");\n  var scoreEl=document.getElementById(\"cc_score\");\n  if(!cardEl||!scoreEl)return 15.0;\n  var card=cardEl.value;\n  var scoreIdx=parseInt(scoreEl.value);\n  if(isNaN(scoreIdx))scoreIdx=6;\n  var rArr=ccRates[card];\n  if(!rArr)return 15.0;\n  return rArr[scoreIdx]!==undefined?rArr[scoreIdx]:rArr[6];\n}\nfunction ccUpdateDisplay(){\n  var el=document.getElementById(\"cc_rateDisplay\");\n  if(el)el.textContent=ccGetRate().toFixed(1)+\"%\";\n}\nfunction ccCalc(){\n  var amountEl=document.getElementById(\"cc_amount\");\n  var monthsEl=document.getElementById(\"cc_months\");\n  var burdenEl=document.getElementById(\"cc_burden\");\n  if(!amountEl||!monthsEl||!burdenEl)return;\n  var amount=parseFloat(String(amountEl.value).replace(\/[^0-9]\/g,\"\"))||0;\n  var months=parseInt(monthsEl.value)||12;\n  var burdenVal=burdenEl.value;\n  var burden;\n  if(burdenVal===\"0\"){burden=0;}\n  else if(burdenVal===\"99\"){burden=months;}\n  else{burden=parseInt(burdenVal)||0;if(burden>months)burden=months;}\n  if(!amount){alert(\"\uacb0\uc81c \uae08\uc561\uc744 \uc785\ub825\ud574\uc8fc\uc138\uc694.\");return;}\n  var annRate=ccGetRate();\n  var monthRate=annRate\/12\/100;\n  var principalPerMonth=amount\/months;\n  var rows=[];\n  var customerInterest=0;\n  var cardInterest=0;\n  for(var i=1;i<=months;i++){\n    var remaining=Math.round(amount-principalPerMonth*(i-1));\n    var interest=Math.round(remaining*monthRate);\n    var isCustomer=(i<=burden);\n    var total=Math.round(principalPerMonth)+interest;\n    rows.push({m:i,p:Math.round(principalPerMonth),it:interest,tot:total,ic:isCustomer});\n    if(isCustomer){customerInterest+=interest;}else{cardInterest+=interest;}\n  }\n  var totalPay=amount+customerInterest;\n  ccSv(\"cc_main\",ccFmt(customerInterest));\n  var subTxt;\n  if(burden===0){subTxt=\"\uc804\uccb4 \ubb34\uc774\uc790\";}\n  else if(burden>=months){subTxt=\"\uc804\uccb4 \uc720\uc774\uc790 \"+months+\"\uac1c\uc6d4\";}\n  else{subTxt=burden+\"\ud68c\ucc28\uae4c\uc9c0 \ubd80\ub2f4 \/ \"+(months-burden)+\"\ud68c\ucc28 \ubb34\uc774\uc790\";}\n  ccSv(\"cc_sub\",subTxt);\n  ccSv(\"cc_r1\",ccFmt(amount));\n  ccSv(\"cc_r2\",annRate.toFixed(1)+\"%\");\n  ccSv(\"cc_r3\",ccFmt(customerInterest));\n  ccSv(\"cc_r4\",ccFmt(cardInterest));\n  ccSv(\"cc_r5\",ccFmt(rows[0].tot));\n  ccSv(\"cc_r6\",ccFmt(totalPay));\n  var tblArr=[\"<div style=\\\"overflow-x:auto;\\\"><table style=\\\"width:100%;border-collapse:collapse;font-size:12px;margin-top:4px;\\\">\",\"<thead><tr style=\\\"background:#eff6ff;\\\"><th style=\\\"padding:7px 4px;text-align:center;border:1px solid #dbeafe;\\\">\ud68c\ucc28<\/th><th style=\\\"padding:7px 4px;text-align:right;border:1px solid #dbeafe;\\\">\uc6d0\uae08<\/th><th style=\\\"padding:7px 4px;text-align:right;border:1px solid #dbeafe;\\\">\uc774\uc790<\/th><th style=\\\"padding:7px 4px;text-align:right;border:1px solid #dbeafe;\\\">\ub0a9\uc785\uae08<\/th><th style=\\\"padding:7px 4px;text-align:center;border:1px solid #dbeafe;\\\">\ubd80\ub2f4<\/th><\/tr><\/thead><tbody>\"];\n  for(var j=0;j<rows.length;j++){\n    var rv=rows[j];\n    var bg=rv.ic?\"#fff7ed\":\"#f0fdf4\";\n    var lbl=rv.ic?\"<span style=\\\"color:#f97316;font-size:11px;font-weight:800;\\\">\uace0\uac1d<\/span>\":\"<span style=\\\"color:#16a34a;font-size:11px;font-weight:800;\\\">\ubb34\uc774\uc790<\/span>\";\n    tblArr.push(\"<tr style=\\\"background:\"+bg+\"\\\"><td style=\\\"padding:5px 4px;text-align:center;border:1px solid #e5e7eb;\\\">\"+rv.m+\"<\/td><td style=\\\"padding:5px 4px;text-align:right;border:1px solid #e5e7eb;\\\">\"+rv.p.toLocaleString(\"ko-KR\")+\"<\/td><td style=\\\"padding:5px 4px;text-align:right;border:1px solid #e5e7eb;\\\">\"+rv.it.toLocaleString(\"ko-KR\")+\"<\/td><td style=\\\"padding:5px 4px;text-align:right;border:1px solid #e5e7eb;font-weight:700;\\\">\"+rv.tot.toLocaleString(\"ko-KR\")+\"<\/td><td style=\\\"padding:5px 4px;text-align:center;border:1px solid #e5e7eb;\\\">\"+lbl+\"<\/td><\/tr>\");\n  }\n  tblArr.push(\"<\/tbody><\/table><\/div>\");\n  var tw=document.getElementById(\"cc_tableWrap\");\n  if(tw)tw.innerHTML=tblArr.join(\"\");\n  var ph=document.getElementById(\"cc_ph\");if(ph)ph.style.display=\"none\";\n  var res=document.getElementById(\"cc_res\");\n  if(res){res.classList.remove(\"show\");void res.offsetWidth;res.classList.add(\"show\");}\n  try{(adsbygoogle=window.adsbygoogle||[]).push({});}catch(err){}\n}\nfunction _init(){\n  if(_done)return;\n  if(!document.getElementById(\"cc_btn\"))return;\n  _done=true;\n  var amtEl=document.getElementById(\"cc_amount\");\n  if(amtEl){\n    amtEl.addEventListener(\"focus\",function(){this.value=parseFloat(String(this.value).replace(\/[^0-9]\/g,\"\"))||\"\";});\n    amtEl.addEventListener(\"blur\",function(){var v=parseFloat(String(this.value).replace(\/[^0-9]\/g,\"\"))||0;if(v)this.value=v.toLocaleString(\"ko-KR\");});\n  }\n  var cardEl=document.getElementById(\"cc_card\");\n  var scoreEl=document.getElementById(\"cc_score\");\n  if(cardEl)cardEl.addEventListener(\"change\",ccUpdateDisplay);\n  if(scoreEl)scoreEl.addEventListener(\"change\",ccUpdateDisplay);\n  ccUpdateDisplay();\n  document.addEventListener(\"click\",function(e){\n    var t=e.target;\n    while(t&&t!==document){\n      if(t.id===\"cc_btn\"){ccCalc();return;}\n      t=t.parentNode;\n    }\n  });\n}\nif(document.readyState===\"loading\"){document.addEventListener(\"DOMContentLoaded\",_init);}else{_init();}\nwindow.addEventListener(\"load\",_init);\nsetTimeout(function(){_init();},300);\n})();\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>CalcHub \ubb34\ub8cc \uc1fc\ud551 \uacc4\uc0b0\uae302026\ub144 \uae30\uc900 &#8249; \uc1fc\ud551 \ud648\ud560\uc778\uc728\ubd80\uac00\uc138\uac00\uaca9\ub9c8\uc9c4\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 &#8250; \ud648 &gt; \uc1fc\ud551 \uacc4\uc0b0\uae30 &gt; \uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30 16\uac1c \uce74\ub4dc\uc0ac \u00b7 \uc2e0\uc6a9\uc810\uc218\ubcc4 \uc774\uc790\uc728 \uc790\ub3d9 \uc801\uc6a9 \u00b7 \ubd80\ubd84 \ubb34\uc774\uc790 \uc9c0\uc6d0\uc2e0\uc6a9\uce74\ub4dc \ud560\ubd80 \uc774\uc790 \uacc4\uc0b0\uae30 \uce74\ub4dc\uc0ac\uc640 \uc2e0\uc6a9\uc810\uc218\ub97c \uc120\ud0dd\ud558\uba74 \uc774\uc790\uc728 \uc790\ub3d9 \uc801\uc6a9. \uc6d4 \ub0a9\uc785\uae08\u00b7\ud68c\ucc28\ubcc4 \uc774\uc790\u00b7\ucd1d \uc774\uc790\ub97c \uc989\uc2dc \ud655\uc778\ud558\uc138\uc694. 16\uac1c \uce74\ub4dc\uc0ac\uc2e0\uc6a9\uc810\uc218\ubcc4 \uc774\uc790\uc728\ubd80\ubd84 \ubb34\uc774\uc790\ud68c\ucc28\ubcc4 \ub0a9\uc785 \ub0b4\uc5ed \uad11\uace0 \ud560\ubd80 \uc815\ubcf4 \uc785\ub825&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"disable","_kad_post_title":"hide","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":true,"_kad_post_footer":true,"_kad_post_classname":"","footnotes":""},"class_list":["post-366","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages\/366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/comments?post=366"}],"version-history":[{"count":1,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages\/366\/revisions"}],"predecessor-version":[{"id":367,"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/pages\/366\/revisions\/367"}],"wp:attachment":[{"href":"https:\/\/calculator.lineuplounge.co.kr\/en\/wp-json\/wp\/v2\/media?parent=366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}